Collier County property record for 686 Mainsail Pl, Naples, FL 34110 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,973 sqft · built 1998 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $418,000 (Feb 2016) |
| Tax Bill | $3,718 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 655900 433A16 |
| Primary APN | 655900 433A16 |
|---|---|
| Alternative APN |
|
| Building Area | 1,973 sqft Living Area |
|---|---|
| 1st Floor Area | 1,973 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 141 ft deep x 47 ft wide |
| Street Address | 686 MAINSAIL PL |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34110-3612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TARPON COVE REPLAT LOT 43 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 16 |
| Legal Subdivision | TARPON COVE REPLAT |
| Legal Tract | 655900 |
| Legal Block | 3 |
| Legal Lot Number | 43 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10111 |
Source: Collier County records · APN 655900 433A16
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 686 MAINSAIL PL, NAPLES, FL 34110-3612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 11, 2016 · Amount on Record |
| Deed Sale | Feb 11, 2016 · Amount on Record |
| Prior Sale | Nov 19, 2004 · Amount on Record |
| Deed Document Number | 20165227421 |
| Deed Book / Page | 5241 / 1641 |
| Prior Transfer Date | Jul 30, 2009 |
| Prior Transfer Doc | 0044982995 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 686 MAINSAIL PL, NAPLES, FL 34110-3612 |
| Document Number | 0058232596 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 686 MAINSAIL PL NAPLES FL 341103612, NAPLES, FL 34110-3612 |
| Document Number | 0058232596 |
|---|---|
| Date | Oct 01, 2020 |
| Book Page | 005823/002596 |
| Instrument | 5931235 |
| Name | COMMONWEALTH BK |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 30, 2030 |
Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,718.00 (+2.4%) Homeowner's exemption | $402,854 (+5.99%) | $687,186 (+5.29%) Land $418,118 Building $269,068 |
| 2024 | $3,631.00 (+1%) | ||
| 2023 | $3,595.00 (-2.31%) Homeowner's exemption | $380,097 (+3%) | $652,647 (+22.93%) Land $381,098 Building $271,549 |
| 2022 | $3,680.00 Homeowner's exemption | $369,026 | $530,897 Land $241,997 Building $288,900 |
Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210101113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 74 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 366 units insured 292 under condo master policies |
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 175 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Orlando Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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