Essex County and Lynnfield Town property record for 686 Main St, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,252 sqft · built 1966 |
| Lot Size | 0.348 acres (15,176 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $445,000 (Mar 2004) |
| Tax Bill | $8,841 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0024 B:0000 L:0995 |
| Primary APN | LYNF M:0024 B:0000 L:0995 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,252 sqft Living Area |
| Gross Area | 3,083 sqft |
| Basement Area | 1,671 sqft |
| Finished Basement | 1,337 sqft |
| Unfinished Basement | 334 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,176 sqft (0.348 acres) |
| Pool Type | In-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 686 MAIN ST |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-1750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 995 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 209200 |
Source: Essex County and Lynnfield Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 686 MAIN ST, LYNNFIELD, MA 01940-1750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2004 · Amount on Record |
| Deed Sale | Mar 29, 2004 · Amount on Record |
| Prior Sale | Dec 15, 1999 · Amount on Record |
| Deed Book / Page | 22571 / 219 |
| Record Updated | Oct 29, 2026 |
Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,841.00 (+12.9%) | $771,500 (+4.03%) Land $543,300 Building $226,000 | $821,623 (-15.87%) |
| 2025 | $7,831.00 (+1.97%) | $741,600 (+1.49%) Land $522,200 Building $219,400 | $976,600 |
| 2024 | $7,680.00 (+4.02%) | $730,700 (+11.83%) Land $514,500 Building $216,200 | |
| 2023 | $7,383.00 | $653,400 Land $442,700 Building $210,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1979–2010) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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