686 Main Rd N, Hampden, ME 04444 Property Records

Penobscot County and Hampden Town property record for 686 Main Rd N, Hampden, ME 04444

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1940
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jul 2024)
Tax Bill	$3,492 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`HAMN M:20 B:0 L:035`

Property Details

APN / Parcel Number

Primary APN	`HAMN M:20 B:0 L:035`
Alternative APN	`1742`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	832 sqft
1st Floor Area	832 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2018
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1742
Street Address	686 MAIN RD N
City	HAMPDEN
State	ME
Zip	04444-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	21 - B
Legal Lot Number	35
Jurisdiction	HAMPDEN ME
Township / Civil Division	HAMPDEN
Census Block Group	1
Census Block	1001
Census Tract	2000

Owner

Source: Penobscot County and Hampden Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 PROUTY DR, 14, VEAZIE, ME 04401-6973
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 12, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage LEADERONE FINANCIAL
Oct 21, 2019	Deed of Trust, Transfer CUSO HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2024 · Amount on Record
Deed Sale	Jul 1, 2024 · Amount on Record
Prior Sale	Sep 12, 2022 · Amount on Record
Deed Book / Page	17190 / 338
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	686 MAIN RD N, HAMPDEN, ME 04444-1904
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0174160001
Date	Feb 21, 2025
Book Page	17416/1
Instrument	3799

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMPDEN ME
Recording Date	Sep 12, 2022
Property Address	686 MAIN RD N, HAMPDEN, ME 04444-1904
Document Number	0166160046
Book / Page	16616 / 46
Instrument Date	Sep 9, 2022
Instrument	26472
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	150 HUSSON AVE APT 62, 62, BANGOR, ME 04401-3275

Mortgage

Document Number	0000026473
Date	Sep 12, 2022
Instrument	26473

Lender

Name	LEADERONE FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	686 MAIN RD N, HAMPDEN, ME 04444-1904
Document Number	0153250015
Instrument Date	Oct 21, 2019
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 MAIN RD N HAMPDEN ME 044441904, HAMPDEN, ME 04444-1904

Mortgage

Document Number	0153250015
Date	Oct 22, 2019
Book Page	015325/000015
Instrument	32370

Lender

Name	CUSO HM LNDG
Address	HAMPDEN, ME 04444

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

Tax Assessment & Valuation

Source: Penobscot County and Hampden Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hampden Town
Unified School District	Regional School Unit 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,492.00 (+26.48%)	$197,840 (+12.15%) Land $77,190 Building $120,650
2024	$2,761.00 (-0.83%)	$176,400 (+21.99%) Land $69,100 Building $107,300
2023	$2,784.00 (+7.41%)	$144,600 (+15.5%) Land $56,700 Building $87,900	$262,865
2022	$2,592.00	$125,200 Land $49,400 Building $75,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	2 (1978–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMPDEN WATER DISTRICT serves 4,800 people · EPA ID ME0090660
Water Source	Purchased surface water from BANGOR WATER DISTRICT
Last State Inspection	May 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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