686 Mackenzie Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 686 Mackenzie Cir, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	1,844 sqft Living Area
Lot Size	7,840 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$135,000 (2012)
Tax Bill	$1,785.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`028821-3770`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,844 sqft Living Area
Gross Area	2,284 sqft Gross Area
1st Floor	1,844 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,840 sqft (0.18 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Porch Area	183 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	686 MACKENZIE CIR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3451
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 377 OR3524/1050
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MEADOWS AT ST. JOHNS PHASE 3
Legal Phase	3
Legal Block	4
Legal Lot Number	377
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4012
Census Tract	20905

Owner

Source: St. Johns County records · APN 028821-3770

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	686 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3451
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 10, 2012 · Amount on Record
Deed Sale	Feb 10, 2012 · Amount on Record
Prior Sale	Aug 17, 2011
Deed Doc Number	20127532
Deed Book / Page	3524 / 1050
Record Refreshed	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	686 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3451
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 MACKENZIE CIR, ST AUGUSTINE, FL 32092-3451

Mortgage

Document Number	0054401914
Date	Dec 09, 2021
Book Page	5440/1914
Instrument	2021133247

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,488 (+2.7%)	$308,648 (-1.93%) Land $70,000 Building $238,648
2025	$1,785.00 (+15.61%) Homeowner's exemption	$146,532 (+5.99%)	$314,733 (-6.43%) Land $70,000 Building $244,733
2024	$1,544.00 (+2.32%)
2023	$1,509.00 (+4%) Homeowner's exemption	$138,254 (+3%)	$336,344 (+7.22%) Land $82,790 Building $253,554
2022	$1,451.00 Homeowner's exemption	$134,227	$313,687 Land $73,920 Building $239,767

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.