686 Lockesley Ter, Charlottesville, VA 22903 Property Records

Albemarle County property record for 686 Lockesley Ter, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,280 sqft · built 1974
Lot Size	0.039 acres (1,701 sqft)
Owner	Individual Name on Record
Tax Bill	$2,361 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`076P0-02-0E-00400`

Property Details

APN / Parcel Number

Primary APN	`076P0-02-0E-00400`
Alternative APN	`31761`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,280 sqft Finished Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,701 sqft (0.039 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Patio Area	96 sqft
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	686 LOCKESLEY TER
City	CHARLOTTESVILLE
State	VA
Zip	22903-6501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6 RESIDEN
Legal Description	SHERWOOD MANOR 3 E 4
Legal Subdivision	SHERWOOD MANOR
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	4
Census Block	4001
Census Tract	11302

Owner

Source: Albemarle County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	686 LOCKESLEY TER, CHARLOTTESVILLE, VA 22903-6501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Deed of Trust, Mortgage ALBEMARLE HOUSING IMPROVEMENT PROGRAM IN
Jan 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY/VA CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	686 LOCKESLEY TER, CHARLOTTESVILLE, VA 22903-6501
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300001097
Date	Feb 10, 2023
Instrument	202300001097

Lender

Name	ALBEMARLE HOUSING IMPROVEMENT PROGRAM IN
Type	Non-Lending Institution
Address	CHARLOTTESVILLE, VA 22901

Agreement

Amount	Amount Recorded
Term	7 Months
Due	Sep 1, 2023

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	686 LOCKESLEY TER, CHARLOTTESVILLE, VA 22903-6501
Document Number	0000000737
Book / Page	004867 / 000141
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 LOCKESLEY TER CHARLOTTESVILLE VA 229036501, CHARLOTTESVILLE, VA 22903-6501

Mortgage

Document Number	0000000737
Date	Jan 19, 2017
Book Page	004867/000141
Instrument	737

Lender

Name	UNIVERSITY/VA CMNTY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 18, 2027

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,200 (-1.48%) Land $97,000 Building $163,200	$260,200 (-1.48%) Land $97,000 Building $163,200
2025	$2,361.00	$264,100 (+3.98%) Land $92,500 Building $171,600	$264,100 (+3.98%) Land $92,500 Building $171,600
2023		$254,000 Land $85,000 Building $169,000	$254,000 Land $85,000 Building $169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Ting.

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