Anne Arundel County property record for 686 Loch Haven Rd, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,632 sqft · built 2017 |
| Lot Size | 0.493 acres (21,464 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $737,427 (Oct 2017) |
| Tax Bill | $8,433 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-755-90243197 |
| Primary APN | 01-755-90243197 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,632 sqft Living Area |
| Gross Area | 4,032 sqft |
| 1st Floor Area | 1,832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 21,464 sqft (0.493 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 75590243197 |
|---|---|
| Street Address | 686 LOCH HAVEN RD |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-3117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 25 SOUTHPOINTE |
| Legal Subdivision | SOUTHPOINTE |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 701202 |
686 Loch Haven Rd is owned and occupied by two individuals who bought it in October 2017.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 686 LOCH HAVEN RD, EDGEWATER, MD 21037-3117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Oct 5, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2017 · Amount on File |
| Deed Sale | Oct 5, 2017 · Amount on File |
| Deed Document Number | 201731427-001 |
| Prior Transfer Date | Apr 20, 2016 |
| Prior Transfer Doc | 0295130493 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 686 LOCH HAVEN RD, EDGEWATER, MD 21037-3117 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 686 LOCH HAVEN RD, BROAD RUN, VA 20137 |
| Document Number | 0367180120 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 36718/120 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 5, 2017 |
| Property Address | 686 LOCH HAVEN RD, EDGEWATER, MD 21037-3117 |
| Document Number | 0314270001 |
| Book / Page | 031427 / 000001 |
| Instrument Date | Sep 28, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 5, 2019 |
| Title Company | FOUNDERS TITLE COMPANY, FOUNDERS TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $737.43 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 686 LOCH HAVEN RD EDGEWATER MD 210373117, EDGEWATER, MD 21037-3117 |
| Document Number | 314270007 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 031427/000007 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2047 |
| Document Number | 314270029, |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 031427/000029 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 686 Loch Haven Rd was $8,433 with a homeowner's exemption, up 2% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $815,000 (+5.26%) Land $186,300 Building $628,700 | $815,000 (-) Land $186,300 Building $628,700 | |
| 2025 | $8,433.00 (+1.97%) Homeowner's exemption | $774,267 | $815,000 Land $186,300 Building $628,700 |
| 2024 | $8,270.00 (+9.32%) | ||
| 2023 | $7,565.00 Homeowner's exemption | $692,800 Land $186,300 Building $506,500 | $692,800 Land $186,300 Building $506,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 686 Loch Haven Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 79 policies |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 686 Loch Haven Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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