686 King St, Charleston, SC 29403 Property Records

Charleston County property record for 686 King St, Charleston, SC 29403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,551 sqft · built 1920
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Last Sale	$540,000 (May 2023)
Tax Bill	$11,751 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2023 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`463-16-03-004`

Property Details

APN / Parcel Number

Primary APN	`463-16-03-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,551 sqft Living Area
1st Floor Area	1,551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	85 ft deep x 40 ft wide
Porch	Slab
Porch Area	217 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	686 KING ST
City	CHARLESTON
State	SC
Zip	29403-4745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -686 KING ST DESCRIPTION -PT LT 136 & 137
Legal Subdivision	686 KING ST
Legal Lot Number	136-137
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2018
Census Tract	5300

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	46 SATURDAY RD, MOUNT PLEASANT, SC 29464-2695
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage SERVISFIRST BANK
May 5, 2023	Deed, Transfer
Jan 10, 2023	Deed, Transfer · Stand-Alone Second Mortgage COMMERCIAL LENDING LLC
Nov 8, 2022	Intrafamily Transfer, Transfer
Oct 25, 2022	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2023 · Amount on Record
Deed Sale	May 5, 2023 · Amount on Record
Prior Sale	Jan 10, 2023 · Amount on Record
Deed Book / Page	1177 / 877
Prior Transfer Date	Oct 7, 2022
Prior Transfer Doc	0011470777
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	686 KING ST, CHARLESTON, SC 29403-4745
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 KING ST, CHARLESTON, SC 29403-4745

Mortgage

Document Number	0013560144
Date	Dec 11, 2025
Book Page	1356/144

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	CHARLESTON, SC 29403

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 5, 2023
Property Address	686 KING ST, CHARLESTON, SC 29403-4745
Document Number	0011770877
Book / Page	1177 / 877
Map Reference	MB C PG 37
Instrument Date	Mar 31, 2023
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Amount	Amount Recorded
Tax	$1,404.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SATURDAY RD, MOUNT PLEASANT, SC 29464-2695

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 10, 2023
Property Address	686 KING ST, CHARLESTON, SC 29403-4745
Document Number	0011570832
Book / Page	1157 / 832
Map Reference	MB C PG 37
Instrument Date	Nov 8, 2022
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1157 CHUCK DAWLEY BLVD, MOUNT PLEASANT, SC 29464-4185

Mortgage

Document Number	0001157833
Date	Jan 10, 2023
Instrument	1157/833

Lender

Name	COMMERCIAL LENDING LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Nov 8, 2022
Property Address	686 KING ST, CHARLESTON, SC 29403-4745
Document Number	0011470777
Book / Page	1147 / 777
Map Reference	MB C PG 37
Instrument Date	Oct 7, 2022
Transaction Type	Transfer
Record Updated	Feb 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 BLACKJACK RD, JESUP, GA 31545-8122

October 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	CHARLESTON SC
Recording Date	Oct 25, 2022
Property Address	686 KING ST, CHARLESTON, SC 29403-4745
Document Number	0011450078
Book / Page	1145 / 78
Map Reference	MB C PG 37
Instrument Date	Sep 23, 2022
Transaction Type	Transfer
Record Updated	Jan 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1607 NORTHGATE RD, BOSSIER CITY, LA 71112-2836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 BLACKJACK RD, JESUP, GA 31545-8122

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,751.00 (+25.84%)	$706,000 (+2,079.01%) Land $251,000 Building $455,000	$706,000 (+104.7%) Land $251,000 Building $455,000
2024	$9,338.00 (+273.22%)	$32,400 (+256.04%)
2022	$2,502.00	$9,100	$344,900 (-36.13%) Land $275,600 Building $69,300
2020			$540,000 Land $251,000 Building $289,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	71 units insured incl. 28 condo units
Nearby Flood Claims	27 (1987–2023)
Claims Outside the SFHA	6 of 27
Most Recent Claim	Sep 2023 · other causes
Claims by Event	Hurricane Hugo, Sep 1989 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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