686 Justin Trl, Mount Washington, KY 40047 Property Records

Bullitt County property record for 686 Justin Trl, Mount Washington, KY 40047

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,203 sqft · built 2004
Lot Size	0.207 acres (9,020 sqft)
Owner	Individual Name on File
Last Sale	$251,000 (Jun 2025)
Tax Bill	$2,023 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077-WSW-32-002`

Property Details

APN / Parcel Number

Primary APN	`077-WSW-32-002`
Alternative APNs	`262307501` `412648`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,203 sqft Finished Area

Exterior

Year Built	Built 2004
Architectural Style	Split Entry
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	9,020 sqft (0.207 acres)
Lot Dimensions	110 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	412648
Old Parcel Number	262307501
Street Address	686 JUSTIN TRL
City	MOUNT WASHINGTON
State	KY
Zip	40047-8116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 167 SEC 2 WILCHAR ESTATES
Legal Subdivision	WILCHAR ESTATES
Legal Lot Number	167
Jurisdiction	BULLITT KY
Township / Civil Division	MOUNT WASHINGTON
Census Block Group	1
Census Block	1017
Census Tract	20101

Owner

686 Justin Trl is owned and occupied by an individual who bought it in June 2025.

Source: Bullitt County records, as of January 29, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	686 JUSTIN TRL, MOUNT WASHINGTON, KY 40047-8116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2025 · Amount on File
Deed Sale	Jun 25, 2025 · Amount on File
Deed Document Number	801948
Deed Book / Page	D1139 / 506
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BULLITT KY
Recording Date	Jun 25, 2025
Property Address	686 JUSTIN TRL, MOUNT WASHINGTON, KY 40047-8116
Document Number	0D1139/506
Book / Page	D1139 / 506
Map Reference	CAB 2 SL 629&630
Instrument Date	Jun 24, 2025
Instrument	801948
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	AGENTS TITLE INC, AGENCY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3105 HORSESHOE CT, CRESTWOOD, KY 40014-8472

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	686 JUSTIN TRL, MOUNT WASHINGTON, KY 40047-8116

Mortgage

Document Number	0000801950
Date	Jun 25, 2025
Instrument	801950

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 686 Justin Trl was $2,023, down 0.8% from the year before.

Source: Bullitt County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bullitt County
Municipality	Mount Washington City
Unified School District	Bullitt County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,023.00 (-0.78%)	$160,525 (-) Building $160,525	$160,525 (-) Building $160,525
2024	$2,039.00 (+0.64%)	$160,525 (-) Building $160,525	$160,525 (-) Building $160,525
2023	$2,026.00 (-0.93%)	$160,525 (-) Building $160,525	$160,525 (-) Building $160,525
2022	$2,045.00	$160,525 Building $160,525	$160,525 Building $160,525

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 686 Justin Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 686 Justin Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT WASHINGTON WATER COMPANY private · serves 23,760 people · EPA ID KY0150300
Water Source	Purchased surface water from LOUISVILLE WATER COMPANY
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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