686 Hyacinth Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 686 Hyacinth Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1904
Lot Size	0.112 acres (4,880 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Mar 2024)
Tax Bill	$3,454 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-29-22-43-0136`

Property Details

APN / Parcel Number

Primary APN	`20-29-22-43-0136`
Alternative APNs	`8148492` `440019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	828 sqft
Family Room	Family Room

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,880 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	440019
Street Address	686 HYACINTH AVE E
City	SAINT PAUL
State	MN
Zip	55106-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE & MORTONS ADDITION LOT 4 BLK 2
Legal Range	22
Legal Township	29
Legal Section	20
Legal Subdivision	STONE & MORTONS ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1004
Census Tract	31000

Owner

686 Hyacinth Ave E is owned and occupied by an individual who bought it in March 2024.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	686 HYACINTH AVE E, SAINT PAUL, MN 55106-1911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Feb 21, 2018	Grant Deed, Transfer · FHA Mortgage LAKE AREA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2024 · Amount on File
Deed Sale	Mar 22, 2024 · Amount on File
Prior Sale	Feb 21, 2018 · Amount on File
Deed Document Number	20241631694
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 26, 2024
Property Address	686 HYACINTH AVE E, SAINT PAUL, MN 55106-1911
Document Number	0A05020207
Instrument Date	Mar 22, 2024
Instrument	A05020207
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	TITLESMART INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 HYACINTH AVE E, SAINT PAUL, MN 55106-1911

Mortgage

Document Number	0A05020208
Date	Mar 26, 2024
Instrument	A05020208

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0A05020209
Date	Mar 26, 2024
Instrument	A05020209

Lender

Name	COMMUNITY NEIGHBORHOOD HOUSING SVCS
Type	Government Agency
Address	SAINT PAUL, MN 55103

Agreement

Amount	Amount on Record
Term	365 Months
Due	Aug 1, 2054

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 21, 2018
Property Address	686 HYACINTH AVE E, SAINT PAUL, MN 55106-1911
Document Number	0004699201
Instrument Date	Feb 16, 2018
Instrument	4699201
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$612.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	686 HYACINTH AVE E ST PAUL MN 551061911, ST PAUL, MN 55106-1911

Mortgage

Document Number	4699202
Date	Feb 21, 2018
Instrument	4699202

Lender

Name	LAKE AREA MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2048

Mortgage

Document Number	4699205,
Date	Feb 21, 2018
Instrument	4699205

Lender

Name	NEIGHBORWORKS HM PTRS
Address	SAINT PAUL, MN 55103

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 686 Hyacinth Ave E was $3,454 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,000 Land $35,000 Building $190,000	$225,000 Land $35,000 Building $190,000
2025	$3,454.00
2023	$3,494.00 Homeowner's exemption	$222,700 Land $25,000 Building $197,700	$222,700 Land $25,000 Building $197,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 686 Hyacinth Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 686 Hyacinth Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 882 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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