Madison County property record for 686 Hwy 49, Flora, MS 39071
| Property Type | Bank, Financial Building |
|---|---|
| Details | 3,854 sqft · built 2005 |
| Owner | Owner Name on Record |
| Tax Bill | $8,763 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 051E-21-002/08 |
| Primary APN | 051E-21-002/08 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,854 sqft Adjusted Area |
| 1st Floor Area | 3,094 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Wood Truss |
| Roof Material | Slate |
| Cooling System | Central |
|---|
| Account Number | 42479 |
|---|---|
| Old Parcel Number | 051E-21 -002/08.00 |
| Street Address | 686 HIGHWAY 49 |
| City | FLORA |
| State | MS |
| Zip | 39071 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | LOT 1 MCCRAW SUBDIVISION |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 21 |
| Legal Subdivision | MCGRAW SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 30302 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 104 N MAIN ST, YAZOO CITY, MS 39194-4209 |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 30, 2004 |
| Transfer Doc | 0017370015 |
| Record Updated | Jun 8, 2026 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Flora Town |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,763.00 | $71,693 (-) | $477,950 (-) Land $43,560 Building $434,390 |
| 2024 | $8,763.00 | ||
| 2023 | $8,763.00 | $71,693 | $477,950 Land $43,560 Building $434,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1984–2014) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 62% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NETSPEEDMS Fixed Wireless | 476 / 270 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: AT&T.
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