686 Hoover St, Escondido, CA 92027 Property Records

San Diego County property record for 686 Hoover St, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 969 sqft · built 1961
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Jan 1997)
Tax Bill	$1,643 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`227-303-01-00`

Property Details

APN / Parcel Number

Primary APN	`227-303-01-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	969 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	686 HOOVER ST
City	ESCONDIDO
State	CA
Zip	92027-1947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	LOT 10 TR 004522
Legal Subdivision	MELODY PARK HOMES
Legal Tract	004522
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2013
Census Tract	20211

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	686 HOOVER ST, ESCONDIDO, CA 92027-1947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Apr 1, 2020	Quit Claim Deed, Transfer MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 1997 · Amount on Record
Deed Sale	Jan 29, 1997 · Amount on Record
Prior Sale	Apr 3, 1995 · Amount on Record
Deed Document Number	199737535
Last Transfer Date	Mar 20, 2020
Transfer Doc	0000166267
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	686 HOOVER ST, ESCONDIDO, CA 92027-1947
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 HOOVER ST, ESCONDIDO, CA 92027-1947

Mortgage

Document Number	0000627945
Date	Oct 15, 2020
Instrument	2020-0627945

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 1, 2020
Property Address	686 HOOVER ST, ESCONDIDO, CA 92027-1947
Document Number	0000166267
Instrument Date	Mar 20, 2020
Instrument	166267
Transaction Type	Transfer
Record Updated	Apr 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	686 HOOVER ST ESCONDIDO CA 920271947, ESCONDIDO, CA 92027-1947

Mortgage

Document Number	166268
Date	Apr 1, 2020
Instrument	166268

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 31, 2040

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$143,783 (+2%) Land $73,808 Building $69,975
2025	$1,643.00 (+4.52%)	$140,964 (+4.04%) Land $72,361 Building $68,603
2023	$1,572.00 (+1.09%)	$135,492 Land $69,552 Building $65,940
2022	$1,555.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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