686 Herons Brook Dr, Whispering Pines (Carthage), NC 28327 Property Records

Moore County property record for 686 Herons Brook Dr, Whispering Pines, NC 28327

Property Summary

Property Type	Single Family Home
Details	2,620 sqft · built 2017
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jul 2019)
Tax Bill	$3,800 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`859500026950`

Property Details

APN / Parcel Number

Primary APN	`859500026950`
Alternative APNs	`859526950` `20140557` `97037111`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,620 sqft Living Area
1st Floor Area	1,922 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	24,394 sqft (0.56 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97037111
Street Address	686 HERONS BROOK DR
City	WHISPERING PINES
State	NC
Zip	28327-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	HERONSBROOK LOT 29 WHISPERING PINES MUNI HERONS BROOK
Legal Subdivision	HERONSBROOK
Legal Lot Number	29
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	2
Census Block	2009
Census Tract	950506

Owner

Source: Moore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	686 HERONS BROOK DR, WHISPERING PINES, NC 28327-3503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Oct 19, 2017	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2019 · Amount on Record
Deed Sale	Jul 18, 2019 · Amount on Record
Prior Sale	Oct 19, 2017 · Amount on Record
Deed Document Number	201910304
Deed Book / Page	5163 / 147
Last Transfer Date	Feb 23, 2024
Transfer Doc	0000004898
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jul 18, 2019
Property Address	686 HERONS BROOK DR, WHISPERING PINES, NC 28327-3503
Document Number	5163/147
Book / Page	5163 / 147
Map Reference	CAB 16 SL 435&436
Instrument Date	Jul 3, 2019
Instrument	2019010304
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	692 ROBINSON LN, 692, TOPPING, VA 23169-2247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 HERONS BROOK DR, WHISPERING PINES, NC 28327-3503

Mortgage

Document Number	2019010305
Date	Jul 18, 2019
Instrument	2019010305

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Oct 19, 2017
Property Address	686 HERONS BROOK DR, WHISPERING PINES, NC 28327-3503
Document Number	4888/320
Book / Page	4888 / 320
Map Reference	CAB 16 SL 435
Instrument Date	Oct 5, 2017
Instrument	2017015378
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$738.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1872, SOUTHERN PINES, NC 28388-1872

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 HERONS BROOK DR, WHISPERING PINES, NC 28327-3503

Mortgage

Document Number	2017015379
Date	Oct 19, 2017
Instrument	2017015379

Lender

Name	OVM FINANCIAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Whispering Pines Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,800.00 (+4.25%)	$518,870 (-) Land $65,000 Building $453,870
2025	$3,645.00 (+2.94%)	$518,870 (+0.72%) Land $65,000 Building $453,870
2024			$518,870 (-) Land $65,000 Building $453,870
2023	$3,541.00	$515,150 Land $65,000 Building $450,150	$518,870 Land $65,000 Building $453,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (2018–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MOORE WATER DISTRICT serves 9,330 people · EPA ID NC5063011
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940

Cell Coverage

5G (outdoors only) and 4G LTE

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