686 Heritage Farm Rd, Hickory, NC 28601 Property Records

Alexander County property record for 686 Heritage Farm Rd, Hickory, NC 28601

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1988
Lot Size0.47 acres (20,473 sqft)
OwnerIndividual Name on File
Tax Bill$970 (2026)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0304105 17887

Property Details

APN / Parcel Number

Primary APN0304105 17887
Alternative APNs
  • 304105
  • 17887

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area960 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1990
Architectural StyleRanch
Lot Area20,473 sqft (0.47 acres)

Utilities, Heating & Cooling

Heating SystemHeat Pump
Water SourceCommercial

Location & Zoning

Account Number304105
Street Address686 HERITAGE FARM RD
CityHICKORY
StateNC
Zip28601-9347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA20
Legal DescriptionMAP 3716 SUBMAP 86 BLOCK 8142 (PIN) LOT 9 FOREST OAKS B11C 0162
Legal SubdivisionFOREST OAKS SUBDIVISION
Legal Block8142
Legal Lot Number9
JurisdictionALEXANDER NC
Township / Civil DivisionWITTENBURG
Census Block Group4
Census Block4009
Census Tract40700

Owner

686 Heritage Farm Rd is owned and occupied by an individual.

Source: Alexander County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address686 HERITAGE FARM RD, HICKORY, NC 28601-9347
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALEXANDER NC
Property Address686 HERITAGE FARM RD, HICKORY, NC 28601-9347
Transaction TypeMortgage
Record UpdatedSep 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006440084
DateSep 8, 2021
Book Page644/84
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueSep 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 686 Heritage Farm Rd was $970, down 7.1% from the year before.

Source: Alexander County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAlexander County
Unified School DistrictAlexander County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$970.00 (-7.09%)$147,099 (-) Land $17,600 Building $129,499
2025$1,044.00$147,099 Land $17,600 Building $129,499
2023$1,225.00$147,099 Land $17,600 Building $129,499$147,099 Land $17,600 Building $129,499

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 686 Heritage Farm Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 686 Heritage Farm Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFIVE OAKS S/D
private · serves 99 people · EPA ID NC0102127
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereALEXANDER CO WTR DIST
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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