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686 Haven Cir, Riverside, AL 35135 Property Records

St. Clair County property record for 686 Haven Cir, Riverside, AL 35135

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,654 sqft · built 1997
Lot Size2.38 acres (103,581 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (Sep 2015)
Tax Bill$2,466 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone AE (high risk)
APN22-07-26-0-001-002.003

Property Details

APN / Parcel Number

Primary APN22-07-26-0-001-002.003
Alternative APNs
  • 00502733
  • 502733
  • 18265

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,654 sqft Living Area
1st Floor Area1,561 sqft
Upper Floors Area1,093 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2013
Exterior MaterialLogs
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area103,581 sqft (2.38 acres)
Boat AccessBoat Access
Boat House360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number00502733
Street Address686 HAVEN CIR
CityRIVERSIDE
StateAL
Zip35135-1613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 61 RIVERSIDE EST 2ND ADDN 26-16-4
Legal Range04E
Legal Township16S
Legal Section26
Legal SubdivisionRIVERSIDE EST
Legal Lot Number61
JurisdictionST CLAIR AL
Township / Civil DivisionPELL CITY
Census Block Group1
Census Block1021
Census Tract40206

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address524 CREEKWOOD PL, VESTAVIA, AL 35226-3422
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2015 · Amount on Record
Deed SaleSep 14, 2015 · Amount on Record
Prior SaleMar 20, 2009 · Amount on Record
Deed Book / Page2015 / 10672
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address686 HAVEN CIR, RIVERSIDE, AL 35135-1613
Document Number0000025205
Instrument DateFeb 15, 2020
Transaction TypeMortgage
Record UpdatedJul 23, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address686 HAVEN CIR RIVERSIDE AL 351351613, RIVERSIDE, AL 35135-1613

Mortgage

Document Number0000025205
DateJun 4, 2020
Instrument25205
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 3, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateAlabama
CountySt. Clair County
MunicipalityRiverside City
Unified School DistrictPell City City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,466.00 (+13.48%)$60,160 (-49.67%)$601,460 (+0.64%)
2023$119,524 Land $27,300 Building $92,224$597,620 Land $136,500 Building $461,120
2022$2,173.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 43% of Alabama
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RIVERSIDE
serves 3,864 people · EPA ID AL0001209
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Haven Cir

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