Bullitt County property record for 686 Harding Dr, Mount Washington, KY 40047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,395 sqft · built 2004 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,524 |
| Tax Bill | $1,699 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-NEP-03-028 |
| Primary APN | 070-NEP-03-028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,395 sqft Finished Area |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Split Entry |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 85 sqft |
| Deck Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 416294 |
|---|---|
| Old Parcel Number | 046725001 |
| Street Address | 686 HARDING DR |
| City | MOUNT WASHINGTON |
| State | KY |
| Zip | 40047-7808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 166 SEC 4 WASHINGTON HEIGHTS |
| Legal Subdivision | WASHINGTON HEIGHTS |
| Legal Lot Number | 166 |
| Jurisdiction | BULLITT KY |
| Township / Civil Division | MOUNT WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 20102 |
686 Harding Dr is owned and occupied by two individuals.
Source: Bullitt County records, as of January 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 686 HARDING DR, MOUNT WASHINGTON, KY 40047-7808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Amount on File |
| Deed Sale | Amount on File |
| Deed Document Number | 0000979171 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BULLITT KY |
| Property Address | 686 HARDING DR, MOUNT WASHINGTON, KY 40047-7808 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | BRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 686 HARDING DR, MOUNT WASHINGTON, KY 40047-7808 |
| Document Number | 0M2299/163 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | M2299/163 |
| Instrument | 849392 |
| Name | FIFTH THIRD BANK LOUISVILLE |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 686 Harding Dr was $1,699 with a homeowner's exemption.
Source: Bullitt County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bullitt County |
| Municipality | Mount Washington City |
| Unified School District | Bullitt County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,699.00 Homeowner's exemption | $183,499 Building $183,499 | $183,499 Building $183,499 |
| 2023 | $1,662.00 (-5.08%) Homeowner's exemption | $177,499 (-) Building $177,499 | $177,499 (-) Building $177,499 |
| 2022 | $1,751.00 Homeowner's exemption | $177,499 Building $177,499 | $177,499 Building $177,499 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 686 Harding Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 686 Harding Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT WASHINGTON WATER COMPANY private · serves 23,760 people · EPA ID KY0150300 |
|---|---|
| Water Source | Purchased surface water from LOUISVILLE WATER COMPANY |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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