686 Gray Cir, Southampton, PA 18966 Property Records

Bucks County property record for 686 Gray Cir, Southampton, PA 18966

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,076 sqft · built 1986
Lot Size	0.121 acres (5,271 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Sep 2021)
Tax Bill	$5,750 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-024-088`

Property Details

APN / Parcel Number

Primary APN	`48-024-088`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
1st Floor Area	1,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	39 ft deep x 28 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	686 GRAY CIR
City	SOUTHAMPTON
State	PA
Zip	18966-4036
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R4
Legal Description	LOT #84 CARRIAGE MILL 28X39IRR
Legal Block	24
Legal Lot Number	84
Jurisdiction	BUCKS PA
Township / Civil Division	UPPER SOUTHAMPTON
Census Block Group	3
Census Block	3018
Census Tract	101503

Owner

686 Gray Cir, a townhouse, is owned and occupied by two individuals who bought it in September 2021.

Source: Bucks County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	686 GRAY CIR, SOUTHAMPTON, PA 18966-4036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Prior Sale	Sep 13, 1984 · Amount on File
Deed Document Number	202190192
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCKS PA
Recording Date	Sep 30, 2021
Property Address	686 GRAY CIR, SOUTHAMPTON, PA 18966-4036
Document Number	0000090192
Map Reference	MB 215 PG 09
Instrument Date	Aug 30, 2021
Instrument	2021090192
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	LAND SERVICES USA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	686 GRAY CIR, SOUTHAMPTON, PA 18966-4036

Mortgage

Document Number	0000090193
Date	Sep 30, 2021
Instrument	2021090193

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 686 Gray Cir was $5,750, up 3.6% from the year before.

Source: Bucks County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bucks County
County Subdivision	Upper Southampton Township
Unified School District	Centennial School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,960 Land $6,000 Building $19,960
2025	$5,750.00 (+3.57%)
2024	$5,552.00	$25,960 Land $6,000 Building $19,960
1972			$355,614 Land $82,191 Building $273,423

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 686 Gray Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 686 Gray Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER SOUTHAMPTON MUN AUTH serves 16,000 people · EPA ID PA1090063
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Treatment failure resolved · Sep 2022
Treatment and Procedure	Coliform assessment Nov 2019
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20