686 Governor St, Costa Mesa, CA 92627 Property Records

Orange County property record for 686 Governor St, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,432 sqft · built 1955
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Trust Names on File
Last Sale	$1,300,000 (Mar 2026)
Tax Bill	$11,116 (2025)
Deeds & Mortgages	Apr 2026 Sale Mar 2026 Sale + 7 more
Flood Zone	Zone X (minimal risk)
APN	`422-173-12`

Property Details

APN / Parcel Number

Primary APN	`422-173-12`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	6,600 sqft (0.152 acres)
Garage Area	384 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	686 GOVERNOR ST
City	COSTA MESA
State	CA
Zip	92627-2565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2387 BLK LOT 60
Legal Subdivision	TR 2387
Legal Tract	2387
Legal Lot Number	60
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1002
Census Tract	63808

Owner

686 Governor St is owner-occupied and held in a trust since March 2026.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	686 GOVERNOR ST, COSTA MESA, CA 92627-2565
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Mar 18, 2026	Grant Deed, Transfer FIDELITY NATIONAL TITLE
May 29, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 26, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Nov 26, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Nov 26, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Nov 26, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Jun 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2026 · Amount on File
Deed Sale	Mar 18, 2026 · Amount on File
Prior Sale	May 29, 2019 · Amount on File
Deed Document Number	202678229
Prior Transfer Date	Nov 7, 2018
Prior Transfer Doc	0000441473
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 22, 2026
Property Address	686 GOVERNOR ST, COSTA MESA, CA 92627-2565
Document Number	0000114827
Instrument Date	Apr 22, 2026
Instrument	2026114827
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	686 GOVERNOR ST, COSTA MESA, CA 92627-2565

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 18, 2026
Property Address	686 GOVERNOR ST, COSTA MESA, CA 92627-2565
Document Number	0000078229
Map Reference	MB 70 PG 33
Instrument Date	Feb 18, 2026
Instrument	2026000078229
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1551 MARINER WALK #107 # 107, 107, VANCOUVER XX

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 29, 2019
Property Address	686 GOVERNOR ST, COSTA MESA, CA 92627-2565
Document Number	0000183357
Map Reference	MB 70 PG 33
Instrument Date	Mar 24, 2019
Instrument	2019000183357
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	686 GOVERNOR ST, COSTA MESA, CA 92627-2565

Mortgage

Document Number	0000183358
Date	May 29, 2019
Instrument	2019000183358

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 26, 2018
Property Address	686 GOVERNOR ST, COSTA MESA, CA 92627-2565
Document Number	0000441475
Instrument Date	Nov 7, 2018
Instrument	441475
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	686 GOVERNOR ST COSTA MESA CA 926272565, COSTA MESA, CA 92627-2565

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 26, 2018
Property Address	686 GOVERNOR ST, COSTA MESA, CA 92627-2565
Document Number	0000441474
Instrument Date	Nov 7, 2018
Instrument	441474
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	686 GOVERNOR ST COSTA MESA CA 926272565, COSTA MESA, CA 92627-2565

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 26, 2018
Property Address	686 GOVERNOR ST, COSTA MESA, CA 92627-2565
Document Number	0000441473
Instrument Date	Nov 7, 2018
Instrument	441473
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12011 REDHILL AVE SANTA ANA CA 927053109, SANTA ANA, CA 92705-3109

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 26, 2018
Property Address	686 GOVERNOR ST, COSTA MESA, CA 92627-2565
Document Number	0000441476
Instrument Date	Nov 7, 2018
Instrument	441476
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$671.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	686 GOVERNOR ST COSTA MESA CA 926272565, COSTA MESA, CA 92627-2565

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 28, 2018
Property Address	686 GOVERNOR ST, COSTA MESA, CA 92627-2565
Document Number	0000238466
Instrument Date	Jun 5, 2018
Instrument	238466
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	686 GOVERNOR ST COSTA MESA CA 926272565, COSTA MESA, CA 92627-2565

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 28, 2018
Property Address	686 GOVERNOR ST, COSTA MESA, CA 92627-2565
Document Number	0000238465
Instrument Date	Jun 5, 2018
Instrument	238465
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	686 GOVERNOR ST COSTA MESA CA 926272565, COSTA MESA, CA 92627-2565

Tax Assessment & Valuation

The 2025 property tax bill for 686 Governor St was $11,116, up 2.1% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$976,254 (+2%) Land $907,516 Building $68,738
2025	$11,116.00 (+2.12%)	$957,112 Land $889,721 Building $67,391
2024	$10,885.00 (+3.05%)
2023	$10,563.00 (+2.77%)	$919,948 Land $855,173 Building $64,775
2022	$10,278.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 686 Governor St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 686 Governor St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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