686 Glenridge Rd, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 686 Glenridge Rd, Key Biscayne, FL 33149

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,374 sqft · built 1951
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,235,000 (Aug 2021)
Tax Bill	$33,443 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-5205-001-0330`

Property Details

APN / Parcel Number

Primary APN	`24-5205-001-0330`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,374 sqft Living Area
Gross Area	2,976 sqft
1st Floor Area	2,374 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1986
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Exterior Amenities

Porch	Porch
Porch Area	301 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Location & Zoning

Street Address	686 GLENRIDGE RD
City	KEY BISCAYNE
State	FL
Zip	33149-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	BISCAYNE KEY ESTS PB 50-61 LOT 3 BLK 3 LOT SIZE 75.000 X 100 OR 13042-2370 1086 1
Legal Range	42E
Legal Township	55S
Legal Section	05
Legal Subdivision	BISCAYNE KEY ESTS
Legal Block	3
Legal Lot Number	3
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	2
Census Block	2015
Census Tract	4602

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	686 GLENRIDGE RD, KEY BISCAYNE, FL 33149-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Line of Credit CITIBANK NYS
Aug 16, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
Mar 15, 2017	Deed of Trust, Mortgage · ARM BAC FLORIDA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Deed Document Number	2021600804
Deed Book / Page	32682 / 3433
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Recording Date	Sep 3, 2026
Property Address	686 GLENRIDGE RD, KEY BISCAYNE, FL 33149-2015
Document Number	0000613504
Book / Page	35479 / 1467
Instrument Date	Aug 24, 2026
Instrument	2026613504
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 GLENRIDGE RD, KEY BISCAYNE, FL 33149-2015

Mortgage

Document Number	0000613504,
Date	Sep 3, 2026
Book Page	35479/1467
Instrument	2026613504

Lender

Name	CITIBANK NYS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2056

Interest

Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Aug 16, 2021
Property Address	686 GLENRIDGE RD, KEY BISCAYNE, FL 33149-2015
Document Number	0000600804
Book / Page	32682 / 3433
Map Reference	MB 50 PG 61
Instrument Date	Jul 30, 2021
Instrument	2021R0600804
Transaction Type	Transfer
Record Updated	Sep 9, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 CRANDON BLVD APT 802, 151, KEY BISCAYNE, FL 33149-1535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 GLENRIDGE RD, KEY BISCAYNE, FL 33149-2015

Mortgage

Document Number	0000003435
Date	Aug 16, 2021
Instrument	32682/3435

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Aug 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	686 GLENRIDGE RD, KEY BISCAYNE, FL 33149-2015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145545
Date	Mar 15, 2017
Book Page	30457/1918
Instrument	2017R0145545

Lender

Name	BAC FLORIDA BANK
Type	Bank
Address	MIAMI, FL 33134

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Mar 1, 2022
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	10.8%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33,443.00 (+3.69%) Homeowner's exemption	$2,094,388 (+5.99%)	$2,521,055 (+9.05%) Land $1,950,000 Building $571,055
2023	$32,254.00 (+4.09%) Homeowner's exemption	$1,976,081 (+3%)	$2,311,869 (+20.5%) Land $1,725,000 Building $586,869
2022	$30,986.00 Homeowner's exemption	$1,918,526 Land $1,323,750 Building $594,776	$1,918,526 Land $1,323,750 Building $594,776

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 180 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	205 units insured incl. 25 condo units
Nearby Flood Claims	265 (1980–2020)
Claims Outside the SFHA	1 of 265
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 38 claims Hurricane Katrina, Aug 2005 · 13 claims Hurricane Andrew, Aug 1992 · 175 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Glenridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures