686 Georgetown Rd, Paris, KY 40361 Property Records

Bourbon County property record for 686 Georgetown Rd, Paris, KY 40361

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,633 sqft
Lot Size7.34 acres (319,730 sqft)
OwnerIndividual Name on Record
Last Sale$279,000 (Apr 2026)
Tax Bill$1,592 (2025)
Deeds & MortgagesJul 2025 Mortgage
Aug 2014 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN026-00-00-062.00

Property Details

APN / Parcel Number

Primary APN026-00-00-062.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,633 sqft Living Area
Basement Area1,128 sqft
Unfinished Basement1,128 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick Veneer
Foundation TypeBlock
Lot Area319,730 sqft (7.34 acres)
Lot Dimensions130 ft deep x 115 ft wide
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemGas

Location & Zoning

Street Address686 GEORGETOWN RD
CityPARIS
StateKY
Zip40361-2601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH & L - 686 GEORGETOWN RD
JurisdictionBOURBON KY
Township / Civil DivisionPARIS
Census Block Group1
Census Block1015
Census Tract30101

Owner

Source: Bourbon County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address118 WYNDAMERE PATH, 4, GEORGETOWN, KY 40324-8549
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2025Deed of Trust, Mortgage · Conventional Mortgage
STATEWIDE MORTGAGE LLC
Aug 29, 2014Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS GROUP
Apr 15, 2026Deed, Transfer · FHA Mortgage
NEW AMERICAN FUNDING
Apr 15, 2026Deed of Trust, Mortgage · FHA Mortgage
NEW AMERICAN FUNDING
Apr 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
KENTUCKY HOUSING CORPORATION
Nov 18, 2024Deed, Transfer
Feb 16, 2010Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2026 · Amount on Record
Deed SaleApr 15, 2026 · Amount on Record
Prior SaleJul 9, 2025 · Amount on Record
Deed Document Number20261010419
Deed Book / Page337 / 180
Prior Transfer DateNov 2, 2009
Prior Transfer Doc000280/454
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOURBON KY
Property Address686 GEORGETOWN RD, PARIS, KY 40361-2601
Transaction TypeMortgage
Record UpdatedJun 29, 2026
Title CompanyLAND GROUP TITLE AND CLOSINGS, LAND GROUP TTL & CLOSINGS

Transferred To (Grantee/Buyer)

NameVerified Name
Address686 GEORGETOWN RD, PARIS, KY 40361-2601

Mortgage

Document Number000751/649
DateJul 9, 2025
Book Page751/649
Instrument1001057
Lender
NameSTATEWIDE MORTGAGE LLC
TypeMortgage Company
AddressLOUISVILLE, KY 40223
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2055

August 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOURBON KY
Property Address686 GEORGETOWN RD, PARIS, KY 40361-2601
Transaction TypeMortgage
Record UpdatedJun 29, 2026
Title CompanyF/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000573/072
DateAug 29, 2014
Book Page573/072
Lender
NameAMERICAN ADVISORS GROUP
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.9%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2014
Change FrequencyMonthly
Index1-Month LIBOR
Max Rate12.9%

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionBOURBON KY
Recording DateApr 15, 2026
Property Address686 GEORGETOWN RD, PARIS, KY 40361-2601
Document Number0001010419
Book / Page337 / 180
Instrument DateApr 15, 2026
Instrument2026.1010419
Transaction TypeTransfer
Record UpdatedMay 4, 2026
Title CompanyBLUEGRASS LAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$28,179.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001010419,
DateApr 15, 2026
Book Page766/521
Instrument2026.1010419
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6%
Max Rate-1%

Mortgage

Document Number0766000541,
DateApr 15, 2026
Book Page766/541
Lender
NameKENTUCKY HOUSING CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term15 Months
DueMay 1, 2041
Interest
Rate6%
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOURBON KY
Recording DateApr 15, 2026
Property Address686 GEORGETOWN RD, PARIS, KY 40361-2601
Document Number0001010422
Book / Page766 / 521
Instrument DateApr 15, 2026
Instrument20261010422
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001010422,
DateApr 15, 2026
Book Page766/521
Instrument20261010422
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.22%
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOURBON KY
Recording DateApr 15, 2026
Property Address686 GEORGETOWN RD, PARIS, KY 40361-2601
Document Number0001010442
Book / Page766 / 541
Instrument DateApr 15, 2026
Instrument20261010442
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyBLUEGRASS LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address686 GEORGETOWN RD, PARIS, KY 40361-2601

Mortgage

Document Number0001010442,
DateApr 15, 2026
Book Page766/541
Instrument20261010442
Lender
NameKENTUCKY HOUSING CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2041
Interest
Rate TypeFixed Rate
Rate5.54%
Initial TypeFixed Rate
Max Rate-1%

November 2024: Deed, Transfer

Document TypeDeed
JurisdictionBOURBON KY
Recording DateNov 18, 2024
Property Address686 GEORGETOWN RD, PARIS, KY 40361-2601
Document Number00D331/447
Book / PageD331 / 447
Instrument DateNov 12, 2024
Instrument995251
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 WOODMONT DR, PARIS, KY 40361-2118

February 2010: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBOURBON KY
Recording DateFeb 16, 2010
Property Address686 GEORGETOWN RD, PARIS, KY 40361-2601
Document Number000280/454
Book / Page280 / 454
Map ReferenceCAB C SH146
Instrument DateNov 2, 2009
Instrument095988
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address686 OLD GEORGETOWN RD 8TH ST, PARIS, KY 40361

Tax Assessment & Valuation

Source: Bourbon County assessment roll, as of December 18, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBourbon County
MunicipalityParis City
Unified School DistrictBourbon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,592.00 (-1.91%)$185,600 (-) Land $20,000 Building $165,600$185,600 (-) Land $20,000 Building $165,600
2023$1,623.00$185,600 Land $20,000 Building $165,600$185,600 Land $20,000 Building $165,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (2008–2020)
Most Recent ClaimMay 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPARIS WATER WORKS
serves 14,139 people · EPA ID KY0090343
Water SourceSurface water
Last State InspectionSep 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2025
Haloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

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