686 Genenbill Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 686 Genenbill Dr, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,947 sqft · built 1979
Lot Size	0.238 acres (10,367 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,000 (Apr 2001)
Tax Bill	$5,533 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`540-0063-0471-00`

Property Details

APN / Parcel Number

Primary APN	`540-0063-0471-00`
Alternative APN	`44725252`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,947 sqft Living Area
Gross Area	3,216 sqft
1st Floor Area	939 sqft
2nd Floor Area	1,008 sqft
Basement Area	807 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,367 sqft (0.238 acres)
Lot Dimensions	187 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	56 sqft
Deck Area	Deck Area
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	686 GENENBILL DR
City	CINCINNATI
State	OH
Zip	45238-4711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	GENENBILL DR 60 X 187.02 IRR LOT 97 FOLEY FOREST SUB BL A
Legal Subdivision	FOLEY FOREST SUB
Legal Block	A
Legal Lot Number	97
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	3
Census Block	3002
Census Tract	21303

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	686 GENENBILL DR, CINCINNATI, OH 45238-4711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THIRD FSLA OF CLEVELAND
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2001 · Amount on Record
Deed Sale	Apr 26, 2001 · Amount on Record
Prior Sale	Feb 4, 1998 · Amount on Record
Deed Document Number	200170595
Deed Book / Page	8557 / 3350
Prior Transfer Date	Apr 20, 2001
Prior Transfer Doc	0000070595
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	686 GENENBILL DR, CINCINNATI, OH 45238-4711
Transaction Type	Mortgage
Record Updated	Sep 20, 2023
Title Company	THIRD CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7007 BROADWAY AVE, CLEVELAND, OH 44105-1441

Mortgage

Document Number	0000059596
Date	Aug 23, 2023
Book Page	14985/1565
Instrument	2023-0059596

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.54%
Type Change Date	Aug 22, 2028
Change Frequency	Annually
Min Rate At Change	4.54%
Max Rate At Change	8.54%
Index	6-Month CD Rate
Max Rate	12.5%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	686 GENENBILL DR, CINCINNATI, OH 45238-4711
Document Number	0000075164
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	686 GENENBILL DR CINCINNATI OH 452384711, CINCINNATI, OH 45238-4711

Mortgage

Document Number	0000075164
Date	Sep 5, 2019
Book Page	013995/000382
Instrument	75164

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,533.00 (+2.5%)	$93,153 (-) Land $15,050 Building $78,103	$266,150 (-) Land $43,000 Building $223,150
2024	$5,398.00 (-0.3%)	$93,153 (-) Land $15,050 Building $78,103
2023	$5,414.00 (+20.77%)	$93,153 (+35.84%) Land $15,050 Building $78,103	$266,150 (+35.84%) Land $43,000 Building $223,150
2022	$4,483.00 Homeowner's exemption	$68,576 Land $12,919 Building $55,657
2020			$195,930 Land $36,910 Building $159,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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