DeKalb County property record for 686 Gateway Ct, Stone Mountain, GA 30087 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,587 sqft · built 1998 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $223,000 (Jun 2017) |
| Tax Bill | $4,086 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage Sep 2025 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-065-01-205 |
| Primary APN | 16-065-01-205 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,587 sqft Living Area |
| Gross Area | 3,085 sqft |
| 1st Floor Area | 1,227 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Enclosed Porch |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 686 GATEWAY CT |
|---|---|
| City | STONE MOUNTAIN |
| State | GA |
| Zip | 30087-6036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE GATES OF SOUTHLAND U-1 LOT 24 12-31-97 41 X 16 X 28 X 135 . . . . . . . . . 0.24AC 12-31-97 |
| Legal Subdivision | THE GATES OF SOUTHLAND U-1 |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | DE KALB GA |
| Township / Civil Division | LITHONIA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 23324 |
Source: DeKalb County records · APN 16-065-01-205
Assessment roll updated October 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 686 GATEWAY CT, STONE MOUNTAIN, GA 30087-6036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2024 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Sep 03, 2025 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Aug 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Mar 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Sep 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| May 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS |
| Jun 28, 2017 | Grant Deed, Transfer NEW AMERICAN FNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2017 · Amount on Record |
| Deed Sale | Jun 23, 2017 · Amount on Record |
| Prior Sale | Nov 09, 1998 · Amount on Record |
| Deed Document Number | 201714424 |
| Deed Book / Page | 26343 / 540 |
| Last Transfer Date | Sep 20, 2024 |
| Transfer Doc | 0316450150 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Property Address | 686 GATEWAY CT, STONE MOUNTAIN, GA 30087-6036 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 686 GATEWAY CT, STONE MOUNTAIN, GA 30087-6036 |
| Document Number | 0317340310 |
|---|---|
| Date | Nov 27, 2024 |
| Book Page | 0000031734/0000000310 |
| Instrument | 2024122951 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Property Address | 686 GATEWAY CT, STONE MOUNTAIN, GA 30087-6036 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2025 |
| Name | Verified Name |
|---|---|
| Address | 686 GATEWAY CT, STONE MOUNTAIN, GA 30087-6036 |
| Investor | Possibly a Property Investor |
| Document Number | 0321690195 |
|---|---|
| Date | Sep 03, 2025 |
| Book Page | 0000032169/0000000195 |
| Instrument | 2025093789 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Property Address | 686 GATEWAY CT, STONE MOUNTAIN, GA 30087-6036 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 686 GATEWAY CT, STONE MOUNTAIN, GA 30087-6036 |
| Investor | Possibly a Property Investor |
| Document Number | 0310680203 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 0000031068/0000000203 |
| Instrument | 2023095348 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Property Address | 686 GATEWAY CT, STONE MOUNTAIN, GA 30087-6036 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 686 GATEWAY CT, STONE MOUNTAIN, GA 30087-6036 |
| Investor | Possibly a Property Investor |
| Document Number | 0308210426 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 0000030821/0000000426 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Property Address | 686 GATEWAY CT, STONE MOUNTAIN, GA 30087-6036 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 686 GATEWAY CT, STONE MOUNTAIN, GA 30087-6036 |
| Investor | Possibly a Property Investor |
| Document Number | 0305850307 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 0000030585/0000000307 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Property Address | 686 GATEWAY CT, STONE MOUNTAIN, GA 30087-6036 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 686 GATEWAY CT, STONE MOUNTAIN, GA 30087-6036 |
| Investor | Possibly a Property Investor |
| Document Number | 0293820136 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 0000029382/0000000136 |
| Name | BROKER SOLUTIONS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DE KALB GA |
| Recording Date | Jun 28, 2017 |
| Property Address | 686 GATEWAY CT, STONE MOUNTAIN, GA 30087-6036 |
| Document Number | 0263430540 |
| Book / Page | 026343 / 000540 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 102134 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $223.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 686 GATEWAY CT STONE MOUNTAIN GA 300876036, STONE MOUNTAIN, GA 30087-6036 |
| Document Number | 263430541 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 026343/000541 |
| Instrument | 102136 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 27, 2047 |
Source: DeKalb County records · Assessment roll updated October 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | DeKalb County |
| Unified School District | DeKalb County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,086.00 (+15.55%) | $143,440 (+1.13%) Land $18,960 Building $124,480 | $358,600 (+1.13%) Land $47,400 Building $311,200 |
| 2023 | $3,536.00 (-3.44%) Homeowner's exemption | $141,840 (+16.11%) Land $18,960 Building $122,880 | $354,600 (+16.11%) Land $47,400 Building $307,200 |
| 2022 | $3,662.00 | $122,160 Land $18,960 Building $103,200 | $305,400 Land $47,400 Building $258,000 |
Source: FEMA National Flood Hazard Layer, DeKalb County (13089C), updated September 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130890233242, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024, other causes, Hurricane Helene |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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