Union County and Union Township property record for 686 Gates Ter, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | built 1961 |
| Lot Size | 0.145 acres (6,299 sqft) |
| Owner | Company Name on Record |
| Last Sale | $860,000 (Feb 2026) |
| Tax Bill | $16,233 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-00406-0000-00007 |
| Primary APN | 19-00406-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 6,299 sqft (0.145 acres) |
| Lot Dimensions | 105 ft deep x 47 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 686 GATES TER |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-8032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 406 |
| Legal Lot Number | 7 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 33502 |
Source: Union County and Union Township records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 166 MOUNTAIN AVE, WARREN, NJ 07059-5136 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2026 · Amount on Record |
| Deed Sale | Feb 2, 2026 · Amount on Record |
| Prior Sale | Jan 29, 1979 |
| Deed Document Number | 202652588 |
| Deed Book / Page | 6609 / 218 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Feb 2, 2026 |
| Property Address | 686 GATES TER, UNION, NJ 07083-8032 |
| Document Number | 0066090218 |
| Book / Page | 6609 / 218 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 52588 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,951.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 2ND AVE, GARWOOD, NJ 07027-1125 |
| Name | Verified Name |
|---|---|
| Address | 166 MOUNTAIN AVE, WARREN, NJ 07059-5136 |
| Document Number | 0000088142 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 88142 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,600 (-) Land $20,700 Building $48,900 | $69,600 (-) Land $20,700 Building $48,900 | |
| 2025 | $16,233.00 (+4.35%) | $69,600 (-) Land $20,700 Building $48,900 | $69,600 (-) Land $20,700 Building $48,900 |
| 2024 | $15,556.00 (+6.86%) | ||
| 2023 | $69,600 Land $20,700 Building $48,900 | $69,600 Land $20,700 Building $48,900 | |
| 2022 | $14,557.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 984 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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