Lincoln County and Dresden Town property record for 686 Gardiner Rd, Dresden, ME 04342
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,075 sqft |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Oct 2022) |
| Tax Bill | $3,659 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Sep 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DRES M:1 L:6 |
| Primary APN | DRES M:1 L:6 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,075 sqft Living Area |
| Architectural Style | Multi-Family |
|---|---|
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Street Address | 686 GARDINER RD |
|---|---|
| City | DRESDEN |
| State | ME |
| Zip | 04342-3038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 6 |
| Jurisdiction | DRESDEN ME |
| Township / Civil Division | DRESDEN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 975500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
686 Gardiner Rd is owned and occupied by an individual who bought it in October 2022.
Source: Lincoln County and Dresden Town records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 686 GARDINER RD, DRESDEN, ME 04342-3038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC |
| Sep 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK |
| Mar 18, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage E MORTGAGE MANAGEMENT LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2022 · Amount on File |
| Deed Sale | Oct 7, 2022 · Amount on File |
| Prior Sale | Mar 18, 2021 · Amount on File |
| Deed Document Number | 202291793 |
| Deed Book / Page | 5941 / 287 |
| Transfer Doc | 03861-0156 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DRESDEN ME |
| Recording Date | Oct 7, 2022 |
| Property Address | 686 GARDINER RD, DRESDEN, ME 04342-3038 |
| Document Number | 0059410287 |
| Book / Page | 5941 / 287 |
| Instrument Date | Oct 7, 2022 |
| Instrument | 91793 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000091794 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 91794 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRESDEN ME |
| Property Address | 686 GARDINER RD, DRESDEN, ME 04342-3038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0054290008 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 5429/8 |
| Instrument | 53755 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DRESDEN ME |
| Recording Date | Mar 18, 2021 |
| Property Address | 686 GARDINER RD, DRESDEN, ME 04342-3038 |
| Document Number | 0056790006 |
| Book / Page | 5679 / 6 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 72325 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 5740 OXBOW LN, STEVENSVILLE, MT 59870-6992 |
| Document Number | 0000072326 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 72326 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 686 Gardiner Rd was $3,659, up 3% from the year before.
Source: Lincoln County and Dresden Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Lincoln County |
| County Subdivision | Dresden Town |
| Unified School District | Regional School Unit 02 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,659.00 (+2.95%) | $245,100 (-) Land $51,300 Building $193,800 |
| 2024 | $3,554.00 | $245,100 Land $51,300 Building $193,800 |
| 2022 | $2,866.00 | $179,100 Land $37,500 Building $141,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 686 Gardiner Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Mar 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 686 Gardiner Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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