686 Frederic Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 686 Frederic Dr, Fleming Island, FL 32003 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1996
Square Footage	3,153 sqft Living Area
Lot Size	34,804 sqft (0.799 acres)
Occupancy	Owner Occupied
Last Sale	$629,000 (2015)
Tax Bill	$9,415.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014705-009-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Building Area	3,153 sqft Living Area
Gross Area	4,859 sqft Gross Area
1st Floor	3,153 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	34,804 sqft (0.799 acres)
Depth X Width	266 ft x 131 ft Depth x Width
Garage Type	Attached Garage
Garage Area	1,706 sqft Garage
Patio Area	16 sqft Patio
Porch Area	279 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	686 FREDERIC DR
City	FLEMING ISLAND
State	FL
Zip	32003-4531
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 5 HIBERNIA LINKS AS REC OR 3771 PG 793 & 3930 PG 1325
Legal Range	26E
Legal Township	05S
Legal Section	38
Legal Subdivision	HIBERNIA LINKS
Legal Lot Number	5
Jurisdiction	CLAY FL
Minor Civil Division	ORANGE PARK
Census Blockgroup	2
Census Block	2001
Census Tract	30701

Owner

Source: Clay County records · APN 38-05-26-014705-009-00

Assessment roll updated December 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	686 FREDERIC DR, FLEMING ISLAND, FL 32003-4531
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2015 · Amount on Record
Deed Sale	Jul 28, 2015 · Amount on Record
Prior Sale	Feb 18, 2005 · Amount on Record
Deed Doc Number	201538153
Deed Book / Page	3771 / 793
Last Transfer Date	Dec 30, 2016
Transfer Doc	0039301325
Record Refreshed	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	686 FREDERIC DR, FLEMING ISLAND, FL 32003-4531
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 FREDERIC DR, FLEMING ISLAND, FL 32003-4531

Mortgage

Document Number	0043840991
Date	Dec 02, 2020
Book Page	4384/991
Instrument	2020063552

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 05, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,415.00 (+4.63%) Homeowner's exemption	$657,477 (+5.99%)	$1,035,323 (+15.85%) Land $632,730 Building $402,593
2024	$8,998.00 (-1.6%)
2023	$9,144.00 (+4.22%) Homeowner's exemption	$620,338 (+3%)	$893,700 (+18.35%) Land $506,184 Building $387,516
2022	$8,774.00 Homeowner's exemption	$602,270	$755,151 Land $442,911 Building $312,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.