686 F St, Arcata, CA 95521 Property Records

Humboldt County property record for 686 F St, Arcata, CA 95521

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Lot Size	0.412 acres (17,987 sqft)
Owner	Company Name on File
Tax Bill	$9,779 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-036-003-000`

Property Details

APN / Parcel Number

Primary APN	`021-036-003-000`
Alternative APN	`02103603`

Exterior

Lot Area	17,987 sqft (0.412 acres)

Location & Zoning

Old Parcel Number	02103603
Street Address	686 F ST
City	ARCATA
State	CA
Zip	95521-6367
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	C-G
Legal Description	B77 /B5P81 M ARCATA PLACE ADDADD-ARCATAAT 86C 600775C080586C 00000000 N
Legal Subdivision	ARCATA
Legal Block	77
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	2
Census Block	2053
Census Tract	1001

Owner

686 F St, a commercial property, is owned by a company.

Source: Humboldt County records, as of October 13, 2025

Owner of Record	Company Name on File
Mailing Address	1401 N BROADWAY STE 275, 275, WALNUT CREEK, CA 94596-8757
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

December 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Dec 13, 2018
Property Address	686 F ST, ARCATA, CA 95521-6367
Instrument Date	Nov 29, 2018
Instrument	21926
Transaction Type	Mortgage
Record Updated	Jan 2, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1401 N BROADWAY #275 WALNUT CREEK CA 945968757, 275, WALNUT CREEK, CA 94596-8757

Mortgage

Document Number	0000021926
Date	Dec 13, 2018
Instrument	21926

Lender

Name	CATHAY BK
Type	Bank
Address	1701 DECOTO RD, UNION CITY, CA 94587-3542

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 686 F St was $9,779.

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Arcata City
Elementary School District	Arcata Elementary School District (KG - 08)
Secondary School District	Northern Humboldt Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,779.00	$810,522 Land $288,409 Building $522,113
2023	$9,472.00 (-1.64%)	$779,050 Land $277,210 Building $501,840
2022	$9,630.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 686 F St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 686 F St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCATA serves 18,857 people · EPA ID CA1210001
Water Source	Purchased groundwater from HUMBOLDT BAY MWD
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20