Montgomery County property record for 686 Evans Ln, Dayton, OH 45459
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,895 sqft · built 1966 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $443,000 (Aug 2026) |
| Tax Bill | $9,087 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | O67-17906-0012 |
| Primary APN | O67-17906-0012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,895 sqft Living Area |
| Gross Area | 5,003 sqft |
| 1st Floor Area | 2,663 sqft |
| Basement Area | 1,232 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 165 ft deep x 132 ft wide |
| View / Lot | Major Commercial Strip |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 616 sqft |
| Deck Area | 336 sqft |
| Patio Area | 252 sqft |
| Shed | 1 Shed |
| Shed Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 686 EVANS LN |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45459-1615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 81 MAD RIVER RD EST SEC 9 |
| Legal Subdivision | MAD RIVER RD EST |
| Legal Lot Number | 12 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 40101 |
Source: Montgomery County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 686 EVANS LN, DAYTON, OH 45459-1615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Apr 21, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on Record |
| Deed Sale | Aug 4, 2026 · Amount on Record |
| Deed Document Number | 202645804 |
| Prior Transfer Date | Aug 28, 2008 |
| Prior Transfer Doc | 0000064130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 4, 2026 |
| Property Address | 686 EVANS LN, DAYTON, OH 45459-1615 |
| Document Number | 0000045804 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202645804 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2026 |
| Title Company | HOME SERVICES TITLE LLC, HOME SERVICES TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $134,229.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 686 EVANS LN, DAYTON, OH 45459-1615 |
| Document Number | 0000045805, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 202645805 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 21, 2020 |
| Property Address | 686 EVANS LN, DAYTON, OH 45459-1615 |
| Document Number | 0000023066 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 23066 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 686 EVANS LN DAYTON OH 454591615, DAYTON, OH 45459-1615 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,087.00 | $135,810 (-) Land $21,580 Building $114,230 | $388,040 (-) Land $61,660 Building $326,380 |
| 2024 | $9,087.00 (+8.64%) | ||
| 2023 | $8,364.00 (+5.02%) | $135,810 (+32.73%) Land $21,580 Building $114,230 | $388,040 (+32.74%) Land $61,660 Building $326,380 |
| 2022 | $7,964.00 | $102,320 Land $16,230 Building $86,090 | |
| 2020 | $292,330 Land $46,360 Building $245,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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