Harrison County property record for 686 Esters Blvd, Biloxi, MS 39530
| Property Type | Duplex |
|---|---|
| Details | 1,881 sqft · built 2012 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,096 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1410F-02-064.000 |
| Primary APN | 1410F-02-064.000 |
|---|---|
| Alternative APN |
|
| Building Area | 1,881 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 1,840 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,200 sqft |
| Lot Dimensions | 100 ft deep x 62 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 084766 |
|---|---|
| Street Address | 686 ESTERS BLVD |
| City | BILOXI |
| State | MS |
| Zip | 39530-3126 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LOT 62 FT ON RR ST 100 FT ON N SIDE OF ELMER ST BLK 90 A |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 28 |
| Legal Block | 90 |
| Legal Lot Number | 62 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 4000 |
Source: Harrison County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3601 MEADOWLARK DR, GULFPORT, MS 39501-7232 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS & MARINE BANK |
| Mar 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000270374 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 686 ESTERS BLVD, BILOXI, MS 39530-3126 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20230001583TJ2 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | 2023-0001583-T-J2 |
| Name | MERCHANTS & MARINE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 7, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 686 ESTERS BLVD, BILOXI, MS 39530-3126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000977TJ2 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 2020-00977-T-J2 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,096.00 (+5.33%) | $18,758 (+4.41%) | $125,050 (+4.41%) Land $11,978 Building $113,072 |
| 2024 | $1,990.00 (+0.91%) | ||
| 2023 | $1,972.00 | $17,966 | $119,772 Land $11,978 Building $107,794 |
| 2022 | $1,972.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 2 (2005) |
| Most Recent Claim | Aug 2005 · Hurricane Katrina |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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