Oakland County property record for 686 Elderberry Ct, Commerce Township, MI 48390
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 4.5 ba · 4,057 sqft · built 2004 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Jul 2004) |
| Tax Bill | $6,180 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-15-403-021 |
| Primary APN | E-17-15-403-021 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,057 sqft Living Area |
| 1st Floor Area | 2,446 sqft |
| Basement Area | 1,779 sqft |
| Unfinished Basement | 1,779 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Area | 994 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 59 sqft |
| Patio Area | 709 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 686 ELDERBERRY CT |
|---|---|
| City | WALLED LAKE |
| State | MI |
| Zip | 48390-1287 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | KI |
| Legal Description | T2N, R8E, SEC 15 OAKLAND COUNTY CONDOMINIUM PLAN NO 1405 SHORES OF GLENWOOD UNIT 21 L 24472 P 531 1-14-02 FR 380-003 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 01 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 21 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 134300 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 686 ELDERBERRY CT, WALLED LAKE, MI 48390-1287 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITIES FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2004 · Amount on Record |
| Deed Sale | Jul 22, 2004 · Amount on Record |
| Prior Sale | Aug 14, 2003 · Amount on Record |
| Deed Document Number | 2004324285 |
| Deed Book / Page | 33647 / 41 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 686 ELDERBERRY CT, COMMERCE TOWNSHIP, MI 48390-1287 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000091355 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 54190/501 |
| Instrument | 91355 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 686 ELDERBERRY CT, COMMERCE TOWNSHIP, MI 48390-1287 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 686 ELDERBERRY CT, WALLED LAKE, MI 48390-1287 |
| Document Number | 0000223506 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 55067/437 |
| Instrument | 223506 |
| Name | FIRST SECURITIES FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | FRANKLIN, MI 48025 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,180.00 (-34.89%) Homeowner's exemption | $399,050 (+12.53%) | $798,100 (+12.53%) |
| 2024 | $9,492.00 (+14.09%) | ||
| 2023 | $354,610 | $709,220 | |
| 2021 | $8,320.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures