686 Edith Ln, Pensacola, FL 32534 Property Records

Escambia County property record for 686 Edith Ln, Pensacola, FL 32534

Property Summary

Property TypeSingle Family Home
Details1,863 sqft · built 2012
Lot Size0.157 acres (6,839 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (May 2022)
Tax Bill$2,802 (2024)
Deeds & MortgagesJun 2023 Mortgage
May 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-1S-30-3200-000-004

Property Details

APN / Parcel Number

Primary APN08-1S-30-3200-000-004
Alternative APN
  • 14773120

Interior

Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,863 sqft Adjusted Area
1st Floor Area1,627 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area6,839 sqft (0.157 acres)
Garage TypeFinished
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number14773120
Street Address686 EDITH LN
CityPENSACOLA
StateFL
Zip32534-1348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal DescriptionLOT 4 MADISON PLACE PB 18 P 89/89A OR 8794 P 378
Legal Range30W
Legal Township01S
Legal Section08
Legal SubdivisionMADISON PLACE S/D
Legal Lot Number4
JurisdictionESCAMBIA FL
Township / Civil DivisionCANTONMENT
Census Block Group2
Census Block2001
Census Tract3609

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address686 EDITH LN, PENSACOLA, FL 32534-1348
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2023Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
May 31, 2022Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Aug 8, 2019Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2022 · Amount on Record
Deed SaleMay 31, 2022 · Amount on Record
Prior SaleAug 8, 2019 · Amount on Record
Deed Document Number2022055386
Deed Book / Page8794 / 378
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address686 EDITH LN, PENSACOLA, FL 32534-1348
Transaction TypeMortgage
Record UpdatedJun 20, 2023
Title CompanyEMERALD COAST TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4470 SPANISH TRL 34, 34, PENSACOLA, FL 32504-4905

Mortgage

Document Number0089880399
DateJun 5, 2023
Book Page8988/399
Instrument2023044674
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term348 Months
DueJun 1, 2052

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateMay 31, 2022
Property Address686 EDITH LN, PENSACOLA, FL 32534-1348
Document Number0087940378
Book / Page8794 / 378
Map ReferenceMB 18 PG 89
Instrument DateMay 26, 2022
Instrument2022055386
Transaction TypeTransfer
Record UpdatedJun 17, 2022
Title CompanyEMERALD COAST TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1844 BRIARCLIFF RD, 1844, FREMONT, NE 68025-2813

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address686 EDITH LN, PENSACOLA, FL 32534-1348

Mortgage

Document Number0008794380
DateMay 31, 2022
Instrument8794/380
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateAug 8, 2019
Property Address686 EDITH LN, PENSACOLA, FL 32534-1348
Document Number0081430354
Book / Page8143 / 0354
Map ReferenceMB 18 PG 89
Instrument DateAug 7, 2019
Instrument2019068787
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyCHAMPIONSHIP TITLE AGCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,336.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9916 BOXELDER BLVD, 9916, PENSACOLA, FL 32526-4544

Transferred To (Grantee/Buyer)

NameVerified Name
Address686 EDITH LN, PENSACOLA, FL 32534-1348

Mortgage

Document Number0008143356
DateAug 8, 2019
Instrument8143/356
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$245,868 (+4.44%)$245,868 (+4.44%) Land $45,000 Building $200,868
2024$2,802.00 (+0.83%)
2023$2,779.00 (+4.28%) Homeowner's exemption$235,405 (+19.64%)$235,405 (+19.64%) Land $45,000 Building $190,405
2022$2,665.00$196,768$196,768 Land $25,000 Building $171,768

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims41 (1979–2020)
Claims Outside the SFHA41 of 41
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 9 claims
  • Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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