Bergen County and Ridgewood Village property record for 686 Eastern Ct, Ridgewood, NJ 07450 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,590 sqft · built 1950 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (Jul 2019) |
| Tax Bill | $14,606 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-03505-0000-00016 |
| Primary APN | 51-03505-0000-00016 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,590 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 8,233 sqft (0.189 acres) |
| Lot Dimensions | 150 ft deep x 55 ft wide |
| Street Address | 686 EASTERN CT |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-3510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .189 AC |
| Legal Subdivision | DOWLING HOMES |
| Legal Block | 3505 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 47500 |
Source: Bergen County and Ridgewood Village records · APN 51-03505-0000-00016
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 686 EASTERN CT, RIDGEWOOD, NJ 07450-3510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 04, 2022 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VISIONS FCU |
| Jul 23, 2019 | Deed with Mortgage, Transfer · Conventional with PMI NJ LENDERS |
| Apr 04, 2017 | Grant Deed, Construction Loan · Construction Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 23, 2019 · Amount on Record |
| Deed Sale | Jul 23, 2019 · Amount on Record |
| Prior Sale | Oct 21, 1996 · Amount on Record |
| Deed Document Number | 201947543 |
| Deed Book / Page | 3302 / 600 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 686 EASTERN CT, RIDGEWOOD, NJ 07450-3510 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 686 EASTERN CT, RIDGEWOOD, NJ 07450-3510 |
| Document Number | 0045190182 |
|---|---|
| Date | Jan 04, 2022 |
| Book Page | 4519/182 |
| Instrument | 2022000939 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 686 EASTERN CT, RIDGEWOOD, NJ 07450-3510 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 686 EASTEM COURT, RIDGEWOOD, NJ |
| Document Number | 0044631170 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 4463/1170 |
| Instrument | 2021171738 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Nov 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.5% |
| Index | 1-Year CMT |
| Max Rate | 7.5% |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 23, 2019 |
| Property Address | 686 EASTERN CT, RIDGEWOOD, NJ 07450-3510 |
| Document Number | 0033020600 |
| Book / Page | 003302 / 000600 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 47543 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 686 EASTERN CT RIDGEWOOD NJ 074503510, RIDGEWOOD, NJ 07450-3510 |
| Document Number | 33020605 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 003302/000605 |
| Instrument | 47543 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 04, 2017 |
| Property Address | 686 EASTERN CT, RIDGEWOOD, NJ 07450-3510 |
| Document Number | 0025791608 |
| Book / Page | 002579 / 001608 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 18, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $395.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7300 KENNEDY BLVD NORTH BERGEN NJ 070476934, NORTH BERGEN, NJ 07047-6934 |
| Document Number | 25791613 |
|---|---|
| Date | Apr 04, 2017 |
| Book Page | 002579/001613 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Funding / Finance Company |
| Address | LAKEHURST, NJ 08733 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Ridgewood Village records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $505,400 (-) Land $283,000 Building $222,400 | $505,400 (-) Land $283,000 Building $222,400 | |
| 2025 | $14,606.00 (+0.74%) | $505,400 (-) Land $283,000 Building $222,400 | $505,400 (-) Land $283,000 Building $222,400 |
| 2024 | $14,499.00 (+4.97%) | ||
| 2023 | $505,400 Land $283,000 Building $222,400 | $505,400 Land $283,000 Building $222,400 | |
| 2022 | $13,812.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030475001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Sep 1999, rainfall accumulation, Hurricane Floyd Major Disaster Declarations |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 357 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures