686 E Shore Dr, Culver, IN 46511 Property Records

Marshall County property record for 686 E Shore Dr, Culver, IN 46511

Property Summary

Property TypeDuplex
Details5 bd · 5.5 ba · 3,639 sqft · built 1920
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on Record
Tax Bill$12,710 (2024)
Deeds & MortgagesApr 2021 Mortgage
Mar 2007 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN50-21-15-000-015.000-013

Property Details

APN / Parcel Number

Primary APN50-21-15-000-015.000-013
Alternative APNs
  • 00143529426
  • 0080095600

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,639 sqft Living Area
Gross Area6,679 sqft
Basement Area2,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1974
Architectural StyleDuplex Single
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage TypeAttached
Garage Area474 sqft
Deck Area156 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address686 E SHORE DR
CityCULVER
StateIN
Zip46511-9117
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionPRT S1/2 SEC 15 COM AT SE COR SE1/4 TH N89-55-16W 2410.20 TH N0-04-44E 325.36 TO POB TH S89-23-16W 221.38 TH N8-10-55E 50.59 TH N89-23-16E 179.82 TH S34-41 -38E 60.37 TO POB
JurisdictionMARSHALL IN
Township / Civil DivisionUNION
Census Block Group2
Census Block2029
Census Tract20302

Owner

Source: Marshall County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1462 LIEUTENANT LN, BLOOMINGTON, IN 47401-9645
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Mar 12, 2007Deed of Trust, Mortgage · ARM
NATIONAL CITY BANK
Jan 7, 2026Deed, Transfer
UNKNOWN, MERIDIAN TITLE CORPORATION
Aug 21, 2007Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2026
Deed SaleJan 7, 2026
Deed Document Number202668
Prior Transfer DateAug 10, 2007
Prior Transfer Doc0200705541
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARSHALL IN
Property Address686 E SHORE DR, CULVER, IN 46511-9117
Transaction TypeMortgage
Record UpdatedFeb 13, 2026
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202102740
DateApr 29, 2021
Instrument202102740
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueMay 1, 2031

March 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARSHALL IN
Property Address686 E SHORE DR, CULVER, IN 46511-9117
Transaction TypeMortgage
Record UpdatedFeb 13, 2026
Title CompanyMCKESSON TITLE CORPORATION, MCKESSON TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0200701512
DateMar 12, 2007
Instrument200701512
Lender
NameNATIONAL CITY BANK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 1, 2037
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateApr 1, 2017
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change11.3%
Index1-Year CMT
Max Rate11.3%

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionMARSHALL IN
Recording DateJan 7, 2026
Property Address686 E SHORE DR, CULVER, IN 46511-9117
Document Number0202600068
Instrument DateJan 7, 2026
Instrument202600068
Transaction TypeTransfer
Record UpdatedFeb 13, 2026
Title CompanyUNKNOWN, MERIDIAN TITLE CORPORATION

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1462 LIEUTENANT LN, BLOOMINGTON, IN 47401-9645

August 2007: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARSHALL IN
Recording DateAug 21, 2007
Property Address686 E SHORE DR, CULVER, IN 46511-9117
Document Number0200705541
Instrument DateAug 10, 2007
Instrument200705541
Transaction TypeTransfer
Record UpdatedFeb 13, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3400 EXECUTIVE PKWY, TOLEDO, OH 43606-1396

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMarshall County
County SubdivisionUnion Township
Unified School DistrictCulver Community Schools Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,091,500 (+0.9%) Land $810,800 Building $280,700$1,091,500 (+0.9%) Land $810,800 Building $280,700
2024$12,710.00 (+12.91%)$1,081,800 (+3.95%) Land $810,800 Building $271,000$1,081,800 (+3.95%) Land $810,800 Building $271,000
2023$11,257.00 (+0.21%)$1,040,700 (+3.89%) Land $779,700 Building $261,000$1,040,700 (+3.89%) Land $779,700 Building $261,000
2022$11,233.00$1,001,700 Land $749,700 Building $252,000$1,001,700 Land $749,700 Building $252,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · above 40% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
RTC Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Fourway
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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