Maricopa County property record for 686 E Ranch Rd, Gilbert, AZ 85296 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,963 sqft Living Area |
| Lot Size | 6,382 sqft (0.146 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $280,000 (2015) |
| Tax Bill | $1,806.00 (2025) |
| Primary APN | 309-14-620 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 1,963 sqft Living Area |
| 1st Floor | 1,963 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,382 sqft (0.146 acres) |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 168 sqft Patio |
| Cooling System | Refrigerator Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 686 E RANCH RD |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85296-3546 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NEELY FARMS UNIT 4 MCR 419-25 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 19 |
| Legal Quarter | NE |
| Legal Quarter Quarter | NE |
| Legal Subdivision | NEELY FARMS UNIT 4 |
| Legal Lot Number | 620 |
| Legal Unit | 4 |
| Jurisdiction | MARICOPA AZ |
| Minor Civil Division | CHANDLER |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 814400 |
Source: Maricopa County records · APN 309-14-620
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 686 E RANCH RD, GILBERT, AZ 85296-3546 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MIDFIRST BANK |
| Oct 11, 2022 | Deed of Trust, Mortgage · Line of Credit HUGHES FCU |
| Apr 26, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MIDLAND MORTGAGE |
| Apr 24, 2020 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 30, 2015 · Amount on Record |
| Deed Sale | Mar 30, 2015 · Amount on Record |
| Prior Sale | May 22, 2014 |
| Deed Doc Number | 20150212860 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 686 E RANCH RD, GILBERT, AZ 85296-3546 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 686 E RANCH RD, GILBERT, AZ 85296-3546 |
| Document Number | 0000198254 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 20240198254 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 01, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 686 E RANCH RD, GILBERT, AZ 85296-3546 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000768138 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 20220768138 |
| Name | HUGHES FCU |
|---|---|
| Type | Credit Union |
| Address | TUCSON, AZ 85734 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 686 E RANCH RD, GILBERT, AZ 85296-3546 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 686 E RANCH RD, GILBERT, AZ 85296-3546 |
| Document Number | 0000365625 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 20220365625 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 686 E RANCH RD, GILBERT, AZ 85296-3546 |
| Document Number | 0000448088 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | PO BOX 268888 OKLAHOMA CITY OK 731268888, OKLAHOMA CITY, OK 73126-8888 |
| Document Number | 0000448088 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 448088 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,810 (-1.29%) | $458,100 (-1.29%) Land $91,600 Building $366,500 | |
| 2025 | $1,806.00 (+1.01%) | ||
| 2024 | $46,410 | $464,100 Land $92,800 Building $371,300 | |
| 2023 | $1,788.00 |
686 E Ranch Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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