686 E Gull Lake Dr, Augusta, MI 49012 Property Records

Kalamazoo County property record for 686 E Gull Lake Dr, Augusta, MI 49012 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,964 sqft · built 2002
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on File
Last Sale	$1,115,000 (Feb 2014)
Tax Bill	$22,190 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-17-380-097`

Property Details

APN / Parcel Number

Primary APN	`04-17-380-097`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,964 sqft Living Area
1st Floor Area	2,981 sqft
Basement Area	2,981 sqft
Unfinished Basement	2,981 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	32,234 sqft (0.74 acres)
Lot Width	75 ft Width
Garage Area	1,335 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	686 E GULL LAKE DR
City	AUGUSTA
State	MI
Zip	49012-8828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	D 43-26 (PART) SUPERVISORS PLAT OF GULL LAKE PARK LOT 26 ALSO BEG NE COR SD LOT TH NLY ALG ELY LI LOT 27 19.45 FT TH WLY
Legal Subdivision	SUPERVISORS PLAT OF GULL LAKE PARK
Legal Lot Number	24-26
Jurisdiction	KALAMAZOO MI
Township / Civil Division	ROSS
Census Block Group	2
Census Block	2008
Census Tract	2601

Owner

Source: Kalamazoo County records · APN 04-17-380-097

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	686 E GULL LAKE DR, AUGUSTA, MI 49012-8828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit CONSUMERS CREDIT UNION
Dec 06, 2021	Intrafamily Transfer, Transfer
Mar 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Oct 15, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 2014 · Amount on Record
Deed Sale	Feb 04, 2014 · Amount on Record
Deed Document Number	20143034
Last Transfer Date	Nov 06, 2021
Transfer Doc	2021048180
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	Jul 22, 2026
Property Address	686 E GULL LAKE DR, AUGUSTA, MI 49012-8828
Document Number	0000022057
Instrument Date	Jul 14, 2026
Instrument	202622057
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	686 E GULL LAKE DR, AUGUSTA, MI 49012-8828

Mortgage

Document Number	0000022057,
Date	Jul 22, 2026
Instrument	202622057

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Dec 06, 2021
Property Address	686 E GULL LAKE DR, AUGUSTA, MI 49012-8828
Document Number	2021048180
Map Reference	LB 12 PG 21
Instrument Date	Nov 06, 2021
Instrument	2021-048180
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	686 E GULL LAKE DR, AUGUSTA, MI 49012-8828

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	686 E GULL LAKE DR, AUGUSTA, MI 49012-8828
Transaction Type	Mortgage
Record Updated	Apr 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021009215
Date	Mar 08, 2021
Instrument	2021-009215

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Oct 15, 2019
Property Address	686 E GULL LAKE DR, AUGUSTA, MI 49012-8828
Document Number	2019030691
Map Reference	LB 12 PG 21
Instrument Date	Oct 10, 2019
Instrument	2019-030691
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	686 E GULL LAKE DR, AUGUSTA, MI 49012-8828

Tax Assessment & Valuation

Source: Kalamazoo County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Ross Township
Unified School District	Gull Lake Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,108,000 (+6.16%)	$2,216,000 (+6.16%)
2025	$22,190.00 (+27.48%) Homeowner's exemption	$1,043,700 (+19.23%)	$2,087,400 (+19.23%)
2023		$875,400	$1,750,800
2019	$17,406.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kalamazoo County (26077C), updated June 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260770026012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026, rainfall accumulation, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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