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686 E Cobb Ave, Crestview, FL 32539 Property Records

Okaloosa County property record for 686 E Cobb Ave, Crestview, FL 32539 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2025
Square Footage1,264 sqft Living Area
Lot Size20,089 sqft (0.461 acres)
GarageAttached, 322 sqft
Last Sale$281,000 (2025)
Tax Bill$245.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-595-6282-7
Alternative APNs
  • 17-3N-23-2490-0151-0040
  • 23N317249001510040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,264 sqft Living Area
Gross Area1,622 sqft Gross Area
1st Floor1,264 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWood Interior Structure

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area20,089 sqft (0.461 acres)
Lot Width60 ft Width
Garage TypeAttached Garage
Garage Area322 sqft Garage
Patio Area594 sqft Patio
Porch Area572 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address686 E COBB AVE
CityCRESTVIEW
StateFL
Zip32539-4322
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCRESTVIEW LOT 4 BLK 151
Legal Range23W
Legal Township03N
Legal Section17
Legal SubdivisionCRESTVIEW
Legal Block151
Legal Lot Number4
JurisdictionOKALOOSA FL
Minor Civil DivisionCRESTVIEW
Census Blockgroup1
Census Block1006
Census Tract20701

Owner

Source: Okaloosa County records · APN C56-000-595-6282-7

Assessment roll updated December 31, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address387 WATTS AVE, HAMPTON, VA 23665-1821
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
May 01, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORPORATION
May 06, 2025Warranty Deed, Transfer · Veterans Administration Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
May 15, 2025Warranty Deed, Transfer · Veterans Administration Mortgage
UNIVERSITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 15, 2025 · Amount on Record
Deed SaleMay 15, 2025 · Amount on Record
Prior SaleMay 06, 2025 · Amount on Record
Deed Doc Number20253753967
Prior Transfer DateAug 19, 2014
Prior Transfer Doc0031604668
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Recording DateMay 01, 2026
Property Address686 E COBB AVE, CRESTVIEW, FL 32539-4322
Document Number0003814465
Instrument DateApr 27, 2026
Instrument20263814465
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFREEDOM MORTGAGE CORPORATION

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
Address686 E COBB AVE, CRESTVIEW, FL 32539-4322
InvestorPossibly a Property Investor

Mortgage

Document Number0003814465,
DateMay 01, 2026
Instrument20263814465
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term348 Months
DueMay 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.38%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 06, 2025
Property Address686 E COBB AVE, CRESTVIEW, FL 32539-4322
Document Number0003752035
Map ReferenceMB 1 PG 72
Instrument DateMay 02, 2025
Instrument3752035
Transaction TypeTransfer
Record UpdatedDec 09, 2025
Title CompanySTEWART TITLE, STEWART LAW FIRM & TTL AGCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address326 TIMBERLINE DR, CRESTVIEW, FL 32539-8330

Transferred To (Grantee/Buyer)

NameVerified Name
Address387 WATTS AVE, HAMPTON, VA 23665-1821

Mortgage

Document Number0003752036
DateMay 06, 2025
Instrument3752036
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2055

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 15, 2025
Property Address686 E COBB AVE, CRESTVIEW, FL 32539-4322
Document Number0003753967
Map ReferenceMB 1 PG 72
Instrument DateApr 21, 2025
Instrument3753967
Transaction TypeTransfer
Record UpdatedDec 09, 2025
Title CompanyUNKNOWN, CONNECT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,967.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3225 MCLEOD DR # 100, 100, LAS VEGAS, NV 89121-2257

Transferred To (Grantee/Buyer)

NameVerified Name
Address688 E COBB AVE, CRESTVIEW, FL 32539-4322

Mortgage

Document Number0003753968
DateMay 15, 2025
Instrument3753968
Lender
NameUNIVERSITY BANK
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2055

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$245.00 (-55.05%)$15,480 (-55.67%) Land $15,480$15,480 (-55.67%) Land $15,480
2023$545.00 (+8.13%) Homeowner's exemption$34,919 (+7.08%) Land $20,234 Building $14,685$34,919 (+7.08%) Land $20,234 Building $14,685
2022$504.00$32,611 Land $18,910 Building $13,701$32,611 Land $18,910 Building $13,701

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