Milford City property record for 686 E Broadway, Milford, CT 06460
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1900 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $226,000 (Nov 2020) |
| Tax Bill | $5,838 (2025) |
| Deeds & Mortgages | Aug 2024 Refinance Oct 2022 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | MILF M:22 B:460 L:2-A |
| Primary APN | MILF M:22 B:460 L:2-A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| Gross Area | 752 sqft |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,049 sqft (0.07 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 13561 |
|---|---|
| Street Address | 686 E BROADWAY |
| City | MILFORD |
| State | CT |
| Zip | 06460-6201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Block | 460 |
| Legal Lot Number | 2-A |
| Jurisdiction | MILFORD CT |
| Township / Civil Division | MILFORD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 150200 |
Source: Milford City records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 686 E BROADWAY, MILFORD, CT 06460-6201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance ROMANO MICHAEL F SR R |
| Oct 17, 2022 | Deed of Trust, Mortgage · ARM TD BANK NA |
| Nov 24, 2020 | Warranty Deed, Transfer MICHAEL F R SR ROMANO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2020 · Amount on Record |
| Deed Sale | Nov 24, 2020 · Amount on Record |
| Prior Sale | Oct 30, 1992 · Amount on Record |
| Deed Document Number | 20206564280003 |
| Deed Book / Page | 3909 / 645 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD CT |
| Property Address | 686 E BROADWAY, MILFORD, CT 06460-6201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 004107-714 |
|---|---|
| Date | Aug 22, 2024 |
| Book Page | 4107/714 |
| Instrument | 4987 |
| Name | ROMANO MICHAEL F SR R |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD CT |
| Property Address | 686 E BROADWAY, MILFORD, CT 06460-6201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 004038-158 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 4038/158 |
| Instrument | 7990 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Type Change Date | Nov 1, 2032 |
| Index | Other |
| Margin | 3 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILFORD CT |
| Recording Date | Nov 24, 2020 |
| Property Address | 686 E BROADWAY, MILFORD, CT 06460-6201 |
| Document Number | 3909-645 |
| Book / Page | 003909 / 000645 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | UNKNOWN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | E BROADWAY MILFORD CT 06460, MILFORD, CT 06460 |
| Document Number | 3909-648 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 003909/000648 |
| Name | MICHAEL F R SR ROMANO |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Nov 23, 2023 |
Source: Milford City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Consolidated City | Milford City |
| Unified School District | Milford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,838.00 | $197,550 (-) Land $112,880 Building $84,670 | $282,214 Land $161,257 Building $120,957 |
| 2024 | $5,838.00 (+8.78%) | ||
| 2023 | $5,367.00 | $197,550 Land $112,880 Building $84,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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