686 E 28th St, Paterson, NJ 07504 Property Records

Passaic County and Paterson City property record for 686 E 28th St, Paterson, NJ 07504

Property Summary

Property Type	Single Family Home
Details	1,714 sqft
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,500 (Jun 2018)
Tax Bill	$10,857 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage Feb 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-03910-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`08-03910-0000-00006`
Alternative APN	`08F0700000000021`

Interior

Stories	2 Stories
Building Area	1,714 sqft Living Area

Exterior

Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	08F0700000000021
Street Address	686 E 28TH ST
City	PATERSON
State	NJ
Zip	07504-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3910
Legal Lot Number	6
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	1
Census Block	1006
Census Tract	182400

Owner

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	686 E 28TH ST, PATERSON, NJ 07504-2010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2018	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 14, 2018	Grant Deed, Transfer ATTORNEY ONLY
Aug 14, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2018 · Amount on Record
Deed Sale	Jun 1, 2018 · Amount on Record
Prior Sale	Feb 14, 2018 · Amount on Record
Deed Document Number	201824388
Deed Book / Page	3321 / 180
Record Updated	Oct 29, 2026

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 1, 2018
Property Address	686 E 28TH ST, PATERSON, NJ 07504-2010
Document Number	0000024388
Book / Page	D3321 / 0180
Instrument Date	May 21, 2018
Instrument	2018024388
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ALL JERSEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52 LAKE RD, 52, UPPER SADDLE RIVER, NJ 07458-1606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 E 28TH ST, PATERSON, NJ 07504-2010

Mortgage

Document Number	0000024390
Date	Jun 1, 2018
Book Page	M15040/0178
Instrument	2018024390

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Feb 14, 2018
Property Address	686 E 28TH ST, PATERSON, NJ 07504-2010
Document Number	0000007893
Book / Page	003250 / 000166
Instrument Date	Sep 20, 2017
Instrument	7893
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$75.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	52 WARE RD UPPER SADDLE RIVER NJ 074581920, UPPER SADDLE RIVER, NJ 07458-1920

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 14, 2017
Property Address	686 E 28TH ST, PATERSON, NJ 07504-2010
Document Number	0000038562
Book / Page	003118 / 000147
Instrument Date	Jul 31, 2017
Instrument	38562
Transaction Type	Foreclosure
Record Updated	Sep 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,700 (+155.38%) Land $247,500 Building $272,200	$519,700 (+155.38%) Land $247,500 Building $272,200
2025	$10,857.00 (+4.72%)	$203,500 (-) Land $49,500 Building $154,000	$203,500 (-) Land $49,500 Building $154,000
2024	$10,368.00 (+9.76%)
2023		$203,500 (-) Land $49,500 Building $154,000	$203,500 (-) Land $49,500 Building $154,000
2022	$9,446.00	$203,500 Land $49,500 Building $154,000	$203,500 Land $49,500 Building $154,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 925 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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