686 E 25th St, Paterson, NJ 07504 Property Records

Passaic County and Paterson City property record for 686 E 25th St, Paterson, NJ 07504

Property Summary

Property Type	Single Family Home
Details	2,265 sqft
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$555,000 (Sep 2026)
Tax Bill	$9,752 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-03812-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`08-03812-0000-00009`
Alternative APN	`08F0695000000021`

Interior

Stories	2 Stories
Building Area	2,265 sqft Living Area

Exterior

Exterior Material	Frame
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	08F0695000000021
Street Address	686 E 25TH ST
City	PATERSON
State	NJ
Zip	07504-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CITY/PATERSON
Legal Block	3812
Legal Lot Number	9
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	4
Census Block	4000
Census Tract	182400

Owner

Source: Passaic County and Paterson City records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	686 E 25TH ST, PATERSON, NJ 07504-1906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Mar 5, 2024	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Nov 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Prior Sale	Mar 5, 2024 · Amount on Record
Deed Document Number	202632485
Deed Book / Page	5168 / 286
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 16, 2026
Property Address	686 E 25TH ST, PATERSON, NJ 07504-1906
Document Number	0000032485
Book / Page	5168 / 286
Instrument Date	Aug 25, 2026
Instrument	202632485
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	ELITE TITLE GROUP LLC, ELITE TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$56,055.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 E 25TH ST, PATERSON, NJ 07504-1906

Mortgage

Document Number	0000032486,
Date	Sep 16, 2026
Instrument	202632486

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000032487,
Date	Sep 16, 2026
Book Page	20136/292
Instrument	202632487

Lender

Name	NJ HOUSING AND MORTGAGE FINANCIAL AGENCY

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 10, 2031

Interest

Max Rate	-1%

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Mar 5, 2024
Property Address	686 E 25TH ST, PATERSON, NJ 07504-1906
Document Number	0000007654
Book / Page	D4675 / 260
Instrument Date	Feb 8, 2024
Instrument	2024007654
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	NEW ERA TITLE AND SETTLEMENT LLC, NEW ERA TITLE & STLMT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	686 E 25TH ST, PATERSON, NJ 07504-1906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 E 25TH ST, PATERSON, NJ 07504-1906

Mortgage

Document Number	0000007655
Date	Mar 5, 2024
Instrument	2024007655

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	686 E 25TH ST, PATERSON, NJ 07504-1906
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 E 25TH ST, PATERSON, NJ 07504-1906

Mortgage

Document Number	0000069310
Date	Nov 4, 2021
Book Page	M17568/281
Instrument	2021069310

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	284 Months
Due	Jul 1, 2045

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,200 (+183.48%) Land $247,500 Building $270,700	$518,200 (+183.48%) Land $247,500 Building $270,700
2025	$9,752.00 (+4.7%)	$182,800 (-) Land $49,500 Building $133,300	$182,800 (-) Land $49,500 Building $133,300
2024	$9,314.00 (+9.77%)
2023		$182,800 Land $49,500 Building $133,300	$182,800 Land $49,500 Building $133,300
2022	$8,485.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,097 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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