686 Dusty Ln, Mc Gregor, TX 76657 Property Records

McLennan County property record for 686 Dusty Ln, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,695 sqft · built 1994
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$194,400 (Dec 2013)
Tax Bill	$7,322 (2025)
Deeds & Mortgages	May 2021 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-005600-001402-1`

Property Details

APN / Parcel Number

Primary APN	`22-005600-001402-1`
Alternative APNs	`2200560000140210111` `117666`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,695 sqft Living Area
Gross Area	3,577 sqft
1st Floor Area	2,695 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	240 sqft
Deck Area	459 sqft
Patio Area	505 sqft
Storage Building	352 sqft
Utility Building	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	686 DUSTY LN
City	MCGREGOR
State	TX
Zip	76657-3684
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ALDERSON H S22 A-56 ACRES 5.0
Legal Subdivision	ALDERSON H S22 A-56
Jurisdiction	MCLENNAN TX
Township / Civil Division	CRAWFORD
Census Block Group	3
Census Block	3072
Census Tract	4000

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	686 DUSTY LN, MCGREGOR, TX 76657-3684
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF CENTRAL TX
Oct 26, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX
Aug 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 7, 2017	Deed of Trust, Mortgage · Line of Credit COMPASS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2013 · Amount on Record
Deed Sale	Dec 6, 2013 · Amount on Record
Prior Sale	Oct 4, 2006 · Amount on Record
Deed Document Number	201342341
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	686 DUSTY LN, MCGREGOR, TX 76657-3684
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017870
Date	May 10, 2021
Instrument	2021017870

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	686 DUSTY LN, MC GREGOR, TX 76657-3684
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038208
Date	Oct 26, 2020
Instrument	2020038208

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 1, 2019
Property Address	686 DUSTY LN, MC GREGOR, TX 76657-3684
Document Number	0000025440
Instrument Date	Jul 31, 2019
Instrument	25440
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5317 SPEEGLEVILLE RD WACO TX 767124020, WACO, TX 76712-4020

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 1, 2019
Property Address	686 DUSTY LN, MC GREGOR, TX 76657-3684
Document Number	0000025450
Instrument Date	Jul 31, 2019
Instrument	25450
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1421 WALDO RD MC GREGOR TX 766573672, MC GREGOR, TX 76657-3672

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	686 DUSTY LN, MC GREGOR, TX 76657-3684
Document Number	0000006573
Instrument Date	Feb 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	CT LIEN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	686 DUSTY LN MC GREGOR TX 766573684, MC GREGOR, TX 76657-3684

Mortgage

Document Number	0000006573
Date	Mar 2, 2017
Instrument	6573

Lender

Name	COMPASS BK
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Crawford Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$745,409 (+13.1%)	$791,589 (-11.8%) Land $47,500 Building $744,089
2025	$7,322.00 (+0.66%) Homeowner's exemption	$659,061 (-23.73%) Land $51,870 Building $845,630	$897,500 (+3.87%) Land $51,870 Building $845,630
2024	$7,274.00 (+10.55%)
2023		$864,090 Land $51,870 Building $812,220	$864,090 Land $51,870 Building $812,220
2022	$6,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORYELL CITY WATER SUPPLY DISTRICT serves 6,042 people · EPA ID TX0500013
Water Source	Purchased surface water from CITY OF GATESVILLE
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2018
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Nextlink.

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