686 Discovery Rd, Davidsonville, MD 21035 Property Records

Anne Arundel County property record for 686 Discovery Rd, Davidsonville, MD 21035

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,786 sqft · built 1989
Lot Size	1.71 acres (74,488 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Feb 2023)
Tax Bill	$11,946 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-392-90004572`

Property Details

APN / Parcel Number

Primary APN	`02-392-90004572`
Alternative APNs	`2-392-90004572` `39290004572`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,786 sqft Living Area
Gross Area	4,486 sqft
1st Floor Area	2,293 sqft
Basement Area	741 sqft
Finished Basement	741 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	74,488 sqft
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	288 sqft
Deck Area	744 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	39290004572
Street Address	686 DISCOVERY RD
City	DAVIDSONVILLE
State	MD
Zip	21035-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LT 179 SC 4 PL 2 HARBOR HILLS
Legal Subdivision	HARBOR HILLS
Legal Block	1
Legal Lot Number	179
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1000
Census Tract	702300

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	686 DISCOVERY RD, DAVIDSONVILLE, MD 21035-1325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Feb 16, 2023	Deed, Transfer · VA Mortgage M SQUARED FINANCIAL LLC
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2023 · Amount on Record
Deed Sale	Feb 16, 2023 · Amount on Record
Prior Sale	Oct 16, 2009 · Amount on Record
Deed Book / Page	39461 / 302
Prior Transfer Date	Jan 8, 2015
Prior Transfer Doc	0280240148
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	686 DISCOVERY RD, DAVIDSONVILLE, MD 21035-1325
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0375320345
Date	Sep 15, 2021
Book Page	37532/345

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2051

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 16, 2023
Property Address	686 DISCOVERY RD, DAVIDSONVILLE, MD 21035-1325
Document Number	0394610302
Book / Page	39461 / 302
Map Reference	MB 61 PG 5
Instrument Date	Feb 13, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	686 DISCOVERY RD, DAVIDSONVILLE, MD 21035-1325
Investor	Possibly a Property Investor

Mortgage

Document Number	0039461309
Date	Feb 16, 2023
Instrument	39461/309

Lender

Name	M SQUARED FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	686 DISCOVERY RD, DAVIDSONVILLE, MD 21035-1325
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0358830156
Date	Jan 7, 2021
Book Page	35883/156

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,126,800 (+8.94%) Land $447,100 Building $679,700	$1,126,800 (-) Land $447,100 Building $679,700
2025	$11,946.00 (+8.86%)	$1,034,333 (+21.77%)	$1,126,800 (+32.66%) Land $447,100 Building $679,700
2024	$10,974.00 (+18.32%)
2023	$9,275.00	$849,400 Land $382,100 Building $467,300	$849,400 Land $382,100 Building $467,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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