Lake County property record for 686 Deerview Rd, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,206 sqft · built 2016 |
| Lot Size | 8.6 acres (375,052 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,500 (Jun 2013) |
| Deeds & Mortgages | Jul 2020 Refinance Jul 2020 Refinance + 1 more |
| APN | 25-5216-01020 |
| Primary APN | 25-5216-01020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,206 sqft Gross Area |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Lot Area | 375,052 sqft (8.6 acres) |
| Garage Area | 1,140 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Open Porch |
| Porch Area | 78 sqft |
| Deck Area | 256 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Street Address | 686 DEERVIEW RD |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-4000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLOCK 1 & THAT PART OF DEER VIEW ROAD |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | LAKE NO. 2 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 370102 |
Source: Lake County records · APN 25-5216-01020
Assessment roll updated February 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 686 DEERVIEW RD, TWO HARBORS, MN 55616-4000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 07, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKE BANK |
| Jul 01, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKE BANK |
| Jun 17, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 2013 · Amount on Record |
| Deed Sale | Jun 24, 2013 · Amount on Record |
| Prior Sale | Mar 25, 2009 · Amount on Record |
| Deed Document Number | A000178940 |
| Prior Transfer Date | Jun 20, 2013 |
| Prior Transfer Doc | A000178940 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 686 DEERVIEW RD, TWO HARBORS, MN 55616-4000 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000194375 |
|---|---|
| Date | Jul 07, 2020 |
| Instrument | A000194375 |
| Name | LAKE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 686 DEERVIEW RD, TWO HARBORS, MN 55616-4000 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000194331 |
|---|---|
| Date | Jul 01, 2020 |
| Instrument | A000194331 |
| Name | LAKE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 686 DEERVIEW RD, TWO HARBORS, MN 55616-4000 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000192003 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | A000192003 |
| Name | LAKE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Lake County records · Assessment roll updated February 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Unified School District | Lake Superior Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $780,200 Land $97,700 Building $682,500 | $780,200 Land $97,700 Building $682,500 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270753701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 11 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito West Holding Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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