686 Date Palm Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 686 Date Palm Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,342 sqft · built 1956
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Mar 2024)
Tax Bill	$16,313 (2025)
Deeds & Mortgages	Mar 2024 Sale Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-40-31-00007-0050-00026.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-31-00007-0050-00026.0`
Alternative APN	`57975`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,342 sqft Living Area
1st Floor Area	2,342 sqft
Utility Area	117 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	135 ft deep x 131 ft wide
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	1,816 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	122 sqft
Patio Area	156 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	57975
Street Address	686 DATE PALM RD
City	VERO BEACH
State	FL
Zip	32963-1679
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	VEROMAR PLAT 2 PBI 1-89 BLK 5 LOTS 26 & 27 LESS HWY R/W
Legal Range	40
Legal Township	32
Legal Section	31
Legal Subdivision	VEROMAR
Legal Block	5
Legal Lot Number	26-27 27
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1036
Census Tract	50505

Owner

686 Date Palm Rd is owned by an individual who bought it in March 2024.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2255 82ND AVE SW, VERO BEACH, FL 32968-8900
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Warranty Deed, Transfer MAJESTY TITLE SERVICES, MAJESTY TTL SVCS A DIV OF LA
Nov 4, 2020	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BANK NA
Oct 18, 2021	Deed of Trust, Mortgage · VA Mortgage HOMEPROMISE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2024 · Amount on File
Deed Sale	Mar 5, 2024 · Amount on File
Deed Document Number	3120240010202
Deed Book / Page	3681 / 2419
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 5, 2024
Property Address	686 DATE PALM RD, VERO BEACH, FL 32963-1679
Document Number	0036812419
Book / Page	3681 / 2419
Map Reference	MB 1 PG 89
Instrument Date	Feb 29, 2024
Instrument	3120240010202
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	MAJESTY TITLE SERVICES, MAJESTY TTL SVCS A DIV OF LA

Transaction

Amount	Amount on Record
Tax	$5,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2255 82ND AVE SW, VERO BEACH, FL 32968-8900

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	686 DATE PALM RD, VERO BEACH, FL 32963-1679
Transaction Type	Mortgage
Record Updated	Dec 6, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 DATE PALM RD, VERO BEACH, FL 32963-1679

Mortgage

Document Number	0033532158
Date	Nov 4, 2020
Book Page	3353/2158
Instrument	3120200066447

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	VERO BEACH, FL 32963

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Oct 20, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	686 DATE PALM RD, VERO BEACH, FL 32963-1679
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 DATE PALM RD, VERO BEACH, FL 32963-1679

Mortgage

Document Number	0034741973
Date	Oct 18, 2021
Book Page	3474/1973
Instrument	3120210072783

Lender

Name	HOMEPROMISE CORPORATION
Type	Non-Lending Institution
Address	GREENCASTLE, PA 17225

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 686 Date Palm Rd was $16,313.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,313.00	$1,010,726 Land $663,241 Building $347,485	$1,010,726 Land $663,241 Building $347,485
2023	$3,758.00 (+1.35%)	$277,180 (+3%)	$913,369 (+34.55%) Land $663,241 Building $250,128
2022	$3,708.00	$269,107	$678,816 Land $473,743 Building $205,073

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 686 Date Palm Rd in Zone X, an area of minimal flood risk, though there have been 76 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 200 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	603 units insured incl. 403 condo units
Nearby Flood Claims	76 (1984–2024)
Claims Outside the SFHA	41 of 76
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 686 Date Palm Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: East Creek Networks, Hotwire Communications.

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