Ramsey County property record for 686 Cottage Ave E, Saint Paul, MN 55106
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1967 |
| Lot Size | 0.107 acres (4,704 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,326 (2023) |
| Deeds & Mortgages | Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-29-22-42-0183 |
| Primary APN | 20-29-22-42-0183 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 4,704 sqft (0.107 acres) |
| Lot Dimensions | 121 ft deep x 39 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 686 COTTAGE AVE E |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55106-1707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | DENNY HILL ADDITION LOT 24 BLK 2 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 20 |
| Legal Quarter | 4 |
| Quarter-Quarter Section | 2 |
| Legal Subdivision | DENNY HILL ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 30602 |
Source: Ramsey County records, as of April 29, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 290 NEAL AVE N, WEST LAKELAND, MN 55082-1909 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2017 |
| Deed Sale | Jan 6, 2017 |
| Prior Sale | Jan 6, 2017 |
| Deed Document Number | A04641259 |
| Record Updated | Jun 7, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 23, 2021 |
| Property Address | 686 COTTAGE AVE E, SAINT PAUL, MN 55106-1707 |
| Document Number | 0A04879119 |
| Instrument Date | Apr 19, 2021 |
| Instrument | A04879119 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 290 NEAL AVE N, WEST LAKELAND, MN 55082-1909 |
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,326.00 | $236,100 Land $25,000 Building $211,100 | $236,100 Land $25,000 Building $211,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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