686 Cooper Ave, Grassflat, PA 16839 Property Records

Clearfield County property record for 686 Cooper Ave, Grassflat, PA 16839

Property Summary

Property Type	Single Family Home
Details	built 1960
Lot Size	0.97 acres (42,253 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jul 2022)
Tax Bill	$1,624 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Feb 2017 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S08-000-00137`

Property Details

APN / Parcel Number

Primary APN	`S08-000-00137`
Alternative APNs	`1100S0800000137` `110023090`

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	42,253 sqft (0.97 acres)

Location & Zoning

Account Number	110023090
Street Address	686 COOPER AVE
City	GRASSFLAT
State	PA
Zip	16839-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H, G & 0.97 A
Jurisdiction	CLEARFIELD PA
Township / Civil Division	COOPER
Census Block Group	3
Census Block	3006
Census Tract	330800

Owner

686 Cooper Ave is owned and occupied by an individual who bought it in July 2022.

Source: Clearfield County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	686 COOPER AVE, GRASSFLAT, PA 16839-9613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Feb 23, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JERSEY SHORE STATE BANK
Jul 15, 2022	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 14, 2021	Deed, Transfer UNIVERSAL SETTLEMENT SERVICES/PA L, UNIVERSAL STLMT SVCS OF PA L
Feb 23, 2017	Deed, Transfer · Conventional Mortgage JERSEY SHORE STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on File
Deed Sale	Jul 15, 2022 · Amount on File
Prior Sale	Apr 14, 2021 · Amount on File
Deed Document Number	20229378
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	686 COOPER AVE, GRASSFLAT, PA 16839-9613
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201898
Date	Feb 10, 2022
Instrument	202201898

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Dec 13, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	686 COOPER AVE, GRASSFLAT, PA 16839-9613
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201702094
Date	Feb 23, 2017
Instrument	201702094

Lender

Name	JERSEY SHORE STATE BANK
Type	Bank
Address	WILLIAMSPORT, PA 17701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CLEARFIELD PA
Recording Date	Jul 15, 2022
Property Address	686 COOPER AVE, GRASSFLAT, PA 16839-9613
Document Number	0202209378
Instrument Date	Jun 9, 2022
Instrument	202209378
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	UNLIMITED R/E SERVICES INC, UNLIMITED REAL EST SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	686 COOPER AVE, GRASSFLAT, PA 16839-9613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 MANCHESTER RD, COVENTRY TOWNSHIP, OH 44319-1415

Mortgage

Document Number	0202209379
Date	Jul 15, 2022
Instrument	202209379

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CLEARFIELD PA
Recording Date	Apr 14, 2021
Property Address	686 COOPER AVE, GRASSFLAT, PA 16839-9613
Document Number	0202104958
Instrument Date	Apr 13, 2021
Instrument	202104958
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	UNIVERSAL SETTLEMENT SERVICES/PA L, UNIVERSAL STLMT SVCS OF PA L

Transaction

Amount	Amount on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	686 COOPER AVE, GRASSFLAT, PA 16839-9613

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLEARFIELD PA
Recording Date	Feb 23, 2017
Property Address	686 COOPER AVE, GRASSFLAT, PA 16839-9613
Document Number	0201702091
Instrument Date	Jan 24, 2017
Instrument	201702091
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,568.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	686 COOPER AVE, GRASSFLAT, PA 16839-9613

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	108 MIDDLE RD, CLARENCE, PA 16829-8016

Mortgage

Document Number	0201702092
Date	Feb 23, 2017
Instrument	201702092

Lender

Name	JERSEY SHORE STATE BANK
Type	Bank
Address	WILLIAMSPORT, PA 17701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 686 Cooper Ave was $1,624, up 0.1% from the year before.

Source: Clearfield County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clearfield County
County Subdivision	Cooper Township
Unified School District	West Branch Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,624.00 (+0.06%)	$19,950 Land $3,450 Building $16,500
2025	$1,623.00 (+551.81%)
2024	$249.00	$9,975 (-) Land $1,725 Building $8,250
2023	$249.00	$9,975 Land $1,725 Building $8,250
1987			$79,800 Land $13,800 Building $66,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 686 Cooper Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 29, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 686 Cooper Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOPER TWP MUNICIPAL AUTH serves 3,700 people · EPA ID PA6170041
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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