686 Collins St, Bethany Beach, DE 19930 Property Records

Sussex County property record for 686 Collins St, Bethany Beach, DE 19930

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,968 sqft · built 2023
Lot Size	0.244 acres (10,642 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Apr 2021)
Tax Bill	$2,424 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`134-13.00-272.00`

Property Details

APN / Parcel Number

Primary APN	`134-13.00-272.00`

Interior

Full Baths	2 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,968 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,642 sqft (0.244 acres)
Lot Dimensions	112 ft deep x 95 ft wide
Garage Area	1,984 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	200 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	686 COLLINS ST
City	BETHANY BEACH
State	DE
Zip	19930-9792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	BETHANY WEST LOT 1 BLK 17 SEC 3
Legal Subdivision	BETHANY BEACH
Legal Block	17
Legal Lot Number	1
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	1
Census Block	1003
Census Tract	51203

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2408 CLAREMONT DR, FALLS CHURCH, VA 22043-3024
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST SHORE FEDERAL SAVINGS & LOAN ASSOC
Apr 29, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Deed Document Number	202128348
Deed Book / Page	5456 / 147
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	686 COLLINS ST, BETHANY BEACH, DE 19930-9792
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0216860208
Date	Apr 11, 2023
Book Page	21686/208
Instrument	2023000012362

Lender

Name	FIRST SHORE FEDERAL SAVINGS & LOAN ASSOC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	0.04%
Change Frequency	3 Years
Max Rate At Change	0.03%
Index	3-Year CMT
Max Rate	0.11%

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Apr 29, 2021
Property Address	686 COLLINS ST, BETHANY BEACH, DE 19930-9792
Document Number	0054560147
Book / Page	5456 / 147
Instrument Date	Apr 22, 2021
Instrument	20210000028348
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2408 CLAREMONT DR, FALLS CHURCH, VA 22043-3024

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Bethany Beach Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,424.00 (-0.37%)	$6,000 (-) Land $6,000	$1,139,400 (-) Land $297,600 Building $841,800
2025	$2,433.00 (+885.02%)	$6,000 (-) Land $6,000	$1,139,400 (+9,395%) Land $297,600 Building $841,800
2023	$247.00	$6,000 Land $6,000	$12,000 Land $12,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 339 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	473 units insured incl. 134 condo units
Nearby Flood Claims	27 (1987–2024)
Claims Outside the SFHA	5 of 27
Most Recent Claim	Feb 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Winter Storms, High Winds, And Flooding, Feb 1998 · 6 claims Severe Coastal Storm, Jan 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BEACH WATER DEPARTMENT serves 12,000 people · EPA ID DE0000556
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bloosurf.

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