686 Cockatoo Loop, Lakeland, FL 33809 Property Records

Polk County property record for 686 Cockatoo Loop, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,297 sqft · built 1992
Lot Size	0.174 acres (7,562 sqft)
Owner	2 Individual Names on File
Last Sale	$112,000 (Oct 2012)
Tax Bill	$1,355 (2025)
Deeds & Mortgages	Jul 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`24-27-19-161361-000780`

Property Details

APN / Parcel Number

Primary APN	`24-27-19-161361-000780`
Alternative APNs	`192724161361000780` `92724000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,297 sqft Living Area
Gross Area	1,679 sqft
1st Floor Area	1,297 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	7,562 sqft (0.174 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	286 sqft
Porch	Florida Room
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	686 COCKATOO LOOP
City	LAKELAND
State	FL
Zip	33809-7603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDPIPER GOLF AND COUNTRY CLUB PHASE ELEVEN PB 92 PGS 34-35 LOT 78
Legal Range	24E
Legal Township	27S
Legal Section	19
Legal Subdivision	SANDPIPER GOLF AND COUNTRY CLUB PHASE 11
Legal Phase	11
Legal Tract	161361
Legal Block	1
Legal Lot Number	78
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1018
Census Tract	12207

Owner

Source: Polk County records · APN 24-27-19-161361-000780

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	686 COCKATOO LOOP, LAKELAND, FL 33809-7603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 11, 2012 · Amount on Record
Deed Sale	Oct 11, 2012 · Amount on Record
Deed Document Number	2012182458
Deed Book / Page	8772 / 121
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	POLK FL
Recording Date	Jul 15, 2026
Property Address	686 COCKATOO LOOP, LAKELAND, FL 33809-7603
Document Number	0000169176
Book / Page	14077 / 512
Instrument Date	Jul 13, 2026
Instrument	2026169176
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	686 COCKATOO LOOP, LAKELAND, FL 33809-7603

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,355.00 (+7.54%) Homeowner's exemption	$120,267 (+5.99%)	$199,972 (-0.59%) Land $50,000 Building $149,972
2023	$1,260.00 (+3.87%) Homeowner's exemption	$113,474 (+3%)	$201,153 (+14.85%) Land $48,000 Building $153,153
2022	$1,213.00 Homeowner's exemption	$110,169	$175,137 Land $40,000 Building $135,137

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 327 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAKELAND serves 193,297 people
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.