686 Cochran Dr, Byron, GA 31008 Property Records

Peach County property record for 686 Cochran Dr, Byron, GA 31008

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,953 sqft · built 1985
Lot Size	5.26 acres (229,126 sqft)
Owner	Individual Name on Record
Last Sale	$272,500 (Feb 2019)
Tax Bill	$870 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`044 056`

Property Details

APN / Parcel Number

Primary APN	`044 056`
Alternative APN	`6890`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,953 sqft Heated Area
Attic	Attic
Attic Area	180 sqft
Basement Area	430 sqft
Finished Basement	430 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1992
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	229,126 sqft (5.26 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	698 sqft
Patio Area	143 sqft
Canopy	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	6890
Street Address	686 COCHRAN DR
City	BYRON
State	GA
Zip	31008-6826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-AG
Legal Description	LOT 7 & PORTION OF LOT 8 BLK A SAN-RO-KEL S/D
Legal Subdivision	SAN RO KEL
Legal Block	A
Legal Lot Number	7+P8
Jurisdiction	PEACH GA
Township / Civil Division	BYRON
Census Block Group	2
Census Block	2016
Census Tract	40105

Owner

Source: Peach County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	686 COCHRAN DR, BYRON, GA 31008-6826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK
Feb 15, 2019	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2019 · Amount on Record
Deed Sale	Feb 15, 2019 · Amount on Record
Prior Sale	Jan 31, 1996 · Amount on Record
Deed Document Number	2019119
Deed Book / Page	595 / 211
Last Transfer Date	Mar 21, 2025
Transfer Doc	000740/247
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEACH GA
Property Address	686 COCHRAN DR, BYRON, GA 31008-6826
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 COCHRAN DR, BYRON, GA 31008-6826

Mortgage

Document Number	0000000630/0000000586
Date	Sep 23, 2020
Book Page	0000000630/0000000586

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

February 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	PEACH GA
Recording Date	Feb 15, 2019
Property Address	686 COCHRAN DR, BYRON, GA 31008-6826
Document Number	000595/211
Book / Page	595 / 211
Instrument Date	Feb 15, 2019
Instrument	2019-000119
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 COCHRAN DR, BYRON, GA 31008-6826

Tax Assessment & Valuation

Source: Peach County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Peach County
Unified School District	Peach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$870.00 (-78.05%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$147,560 (+8.53%) Land $16,120 Building $131,440	$368,900 (+8.53%) Land $40,300 Building $328,600
2023		$135,960 (+7.6%) Land $14,800 Building $121,160	$339,900 (+7.6%) Land $37,000 Building $302,900
2022	$3,964.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$126,360 Land $14,800 Building $111,560	$315,900 Land $37,000 Building $278,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: Sparklight.

Cell Coverage

5G and 4G LTE (outdoors only)

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