Ashland County property record for 686 Co Rd 500, Ashland, OH 44805
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,504 sqft · built 1991 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Sep 2024) |
| Tax Bill | $2,427 (2025) |
| Deeds & Mortgages | Feb 2007 Mortgage Sep 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M38-021-0-0011-08 |
| Primary APN | M38-021-0-0011-08 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| 1st Floor Area | 1,504 sqft |
| Basement Area | 1,144 sqft |
| Family Room | Family Room |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 1,288 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 240 sqft |
| Patio Area | 560 sqft |
| Canopy | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Street Address | 686 COUNTY ROAD 500 |
|---|---|
| City | ASHLAND |
| State | OH |
| Zip | 44805-9546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 686 CO RD 500 R=21 GL 100 A-10 TOD 9/25/2024 |
| Jurisdiction | ASHLAND OH |
| Township / Civil Division | SULLIVAN |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 970200 |
686 Co Rd 500 is owned and occupied by an individual who bought it in September 2024.
Source: Ashland County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 686 COUNTY ROAD 500, ASHLAND, OH 44805-9546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2007 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Sep 25, 2024 | Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE SLN DIANE |
| Aug 15, 2008 | Survivorship Deed, Transfer · Conventional Mortgage FIRSTMERIT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2024 · Amount on File |
| Deed Sale | Sep 25, 2024 · Amount on File |
| Prior Sale | Aug 15, 2008 · Amount on File |
| Deed Document Number | 827 |
| Deed Book / Page | 994 / 618 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND OH |
| Property Address | 686 COUNTY ROAD 500, ASHLAND, OH 44805-9546 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 000539/177 |
|---|---|
| Date | Feb 6, 2007 |
| Book Page | 539/177 |
| Instrument | 200700000938 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount on Record |
|---|---|
| Term | 239 Months |
| Due | Jan 12, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHLAND OH |
| Recording Date | Sep 25, 2024 |
| Property Address | 686 COUNTY ROAD 500, ASHLAND, OH 44805-9546 |
| Document Number | 000994/618 |
| Book / Page | 994 / 618 |
| Instrument Date | Sep 20, 2024 |
| Instrument | 202400004747 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE SLN DIANE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 686 COUNTY ROAD 500, ASHLAND, OH 44805-9546 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | ASHLAND OH |
| Recording Date | Aug 15, 2008 |
| Property Address | 686 COUNTY ROAD 500, ASHLAND, OH 44805-9546 |
| Document Number | 000593/955 |
| Book / Page | 593 / 955 |
| Instrument Date | Aug 14, 2008 |
| Instrument | 200800005067 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 686 COUNTY ROAD 500, ASHLAND, OH 44805-9546 |
| Document Number | 000593/957 |
|---|---|
| Date | Aug 15, 2008 |
| Book Page | 593/957 |
| Instrument | 200800005068 |
| Name | FIRSTMERIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CANTON, OH 44708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2038 |
The 2025 property tax bill for 686 Co Rd 500 was $2,427 with a homeowner's exemption.
Source: Ashland County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashland County |
| County Subdivision | Sullivan Township |
| Unified School District | Black River Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,427.00 Homeowner's exemption | $68,640 Land $14,080 Building $54,560 | |
| 2023 | $2,448.00 (+24.9%) | $68,640 (+35.01%) Land $14,080 Building $54,560 | $196,100 Land $40,220 Building $155,880 |
| 2022 | $1,960.00 | $50,840 Land $10,430 Building $40,410 | |
| 2020 | $145,260 Land $29,790 Building $115,470 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 686 Co Rd 500 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 686 Co Rd 500 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
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