686 Co Rd 4715, Leonard, TX 75452 Property Records

Fannin County property record for 686 Co Rd 4715, Leonard, TX 75452

Property Summary

Property Type	Single Family Home
Details	1,050 sqft · built 2020
Lot Size	8 acres (348,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$513,863 (Jul 2026)
Deeds & Mortgages	Jul 2026 Construction Loan May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9436-000-0010-02`

Property Details

APN / Parcel Number

Primary APN	`9436-000-0010-02`
Alternative APN	`123641`

Interior

Building Area	1,050 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	348,480 sqft (8 acres)

Location & Zoning

Street Address	686 COUNTY ROAD 4715
City	LEONARD
State	TX
Zip	75452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUGAR LOAF BOTTOM ESTATES
Legal Lot Number	1
Jurisdiction	FANNIN TX
Township / Civil Division	LEONARD
Census Block Group	3
Census Block	3024
Census Tract	950701

Owner

Source: Fannin County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	686 COUNTY ROAD 4715, LEONARD, TX 75452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Construction Mortgage NEW AMERICAN FUNDING
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2026 · Amount on Record
Deed Sale	Jul 22, 2026 · Amount on Record
Prior Sale	Feb 23, 2018
Deed Document Number	20264757
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Jul 22, 2026
Property Address	686 COUNTY ROAD 4715, LEONARD, TX 75452-6316
Document Number	0000004757
Instrument Date	Jul 22, 2026
Instrument	20264757
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 COUNTY ROAD 4715, LEONARD, TX 75452-6316
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004758,
Date	Jul 22, 2026
Instrument	20264758

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Aug 1, 2057

Interest

Max Rate	-1%

Mortgage

Document Number	0000004759,
Date	Jul 22, 2026
Instrument	20264759

Lender

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 1, 2027

Interest

Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	686 COUNTY ROAD 4715, LEONARD, TX 75452
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021003956
Date	May 28, 2021
Instrument	2021003956

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Leonard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$488,690 Land $304,000 Building $184,690	$488,690 Land $304,000 Building $184,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLEDGE RIDGE WSC serves 2,205 people · EPA ID TX0740019
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
360 Broadband Fixed Wireless	60 / 6

May also be available: Rise Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 4715

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