Shelby County property record for 686 Carpenter St, Memphis, TN 38112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,050 sqft · built 1954 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (Jan 2026) |
| Tax Bill | $334 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-2069-0-0022 |
| Primary APN | 05-2069-0-0022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 686 CARPENTER ST |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38112-2314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1 |
| Legal Subdivision | SUMMER AVENUE |
| Legal Lot Number | 120 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 1400 |
686 Carpenter St is owned and occupied by an individual who bought it in January 2026.
Source: Shelby County records, as of July 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 686 CARPENTER ST, MEMPHIS, TN 38112-2314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2025 | Deed of Trust, Mortgage FAIRMONT ENTERPRISES LLC |
| Jan 5, 2026 | Warranty Deed, Transfer · FHA Mortgage RENASANT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2026 · Amount on File |
| Deed Sale | Jan 5, 2026 · Amount on File |
| Prior Sale | Aug 12, 2024 · Amount on File |
| Deed Document Number | 2026484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 686 CARPENTER ST, MEMPHIS, TN 38112-2314 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0025012053 |
|---|---|
| Date | Feb 12, 2025 |
| Instrument | 25012053 |
| Name | FAIRMONT ENTERPRISES LLC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 7 Months |
| Due | Sep 1, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jan 5, 2026 |
| Property Address | 686 CARPENTER ST, MEMPHIS, TN 38112-2314 |
| Document Number | 0026000484 |
| Map Reference | MB 9 PG 72 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 26000484 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | TITLE ASSURANCE AND ESCROW, TITLE ASSURANCE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 686 CARPENTER ST, MEMPHIS, TN 38112-2314 |
| Document Number | 0026000485 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 26000485 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
The 2025 property tax bill for 686 Carpenter St was $334, down 59.2% from the year before.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $334.00 (-59.17%) | $12,425 Land $2,250 Building $10,175 | $49,700 Land $9,000 Building $40,700 |
| 2024 | $818.00 | ||
| 2023 | $7,100 Land $1,125 Building $5,975 | ||
| 2022 | $432.00 | ||
| 2021 | $28,400 Land $4,500 Building $23,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 686 Carpenter St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 686 Carpenter St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures