686 Canyon Ln, Elgin, IL 60123 Property Records

Kane County property record for 686 Canyon Ln, Elgin, IL 60123 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,304 sqft · built 1989
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (May 1996)
Tax Bill$9,628 (2025)
Flood ZoneZone X (minimal risk)
APN06-09-428-026

Property Details

APN / Parcel Number

Primary APN06-09-428-026

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,304 sqft Living Area
Gross Area3,456 sqft
Basement Area1,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeFrame
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address686 CANYON LN
CityELGIN
StateIL
Zip60123-2522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALLEY CREEK UNIT 9 LOT 366
Legal SubdivisionVALLEY CREEK
Legal Block3
Legal Lot Number366
Legal Unit9
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3001
Census Tract851909

Owner

Source: Kane County records · APN 06-09-428-026

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address686 CANYON LN, ELGIN, IL 60123-2522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 1996 · Amount on Record
Deed SaleMay 30, 1996 · Amount on Record
Deed Document Number199639089
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,628.00 (+15.87%) Homeowner's exemption$134,212 (+8.57%) Land $34,594 Building $99,618$402,797 (+8.57%) Land $103,824 Building $298,974
2024$123,618 (+21.39%) Land $31,863 Building $91,755$371,002 (+21.44%) Land $95,627 Building $275,375
2022$8,309.00 (+4.41%) Homeowner's exemption$101,833 (+6.96%) Land $26,248 Building $75,585$305,499 (+6.96%) Land $78,744 Building $226,755
2021$7,958.00 Homeowner's exemption$95,207 Land $24,540 Building $70,667$285,621 Land $73,620 Building $212,001

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 543 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA, Opiquad, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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